At Diversified Insurance Brokers, we help retirees and pre-retirees evaluate annuity providers for safety, income potential, and long-term reliability. If you’re asking, “Is EquiTrust a good insurance company?” the answer for many retirement savers is yes—EquiTrust is recognized for competitive fixed indexed annuities, strong crediting strategies, and guaranteed income solutions.

About EquiTrust

EquiTrust Life Insurance Company offers a wide range of annuity products designed to help protect savings, grow assets, and provide reliable lifetime income. Known for flexible product designs and competitive interest rates, they are a popular choice among retirees seeking stability and growth without full market exposure.

Popular EquiTrust Annuity Products

• MarketValue Index (MVi) Annuities – Fixed indexed annuities offering multiple index crediting strategies and strong growth potential with downside protection.
• WealthMax Bonus Annuities – Designed for upfront growth with a first-year premium bonus, providing a head start on accumulation.
• Bridge Annuities – Income-focused solutions that can help bridge the gap until Social Security or pension benefits begin.
• Certainty Select MYGA – Multi-year guaranteed annuities offering predictable interest rates for a set term.

Who Is EquiTrust a Good Fit For?

EquiTrust annuities are a good fit for retirees and pre-retirees looking for:

• Guaranteed income they cannot outlive
• Protection against market downturns
• Flexible crediting strategies for growth
• Upfront premium bonuses to boost account value
• Options to roll over retirement accounts (IRA, 401(k), etc.)

Check Your Guaranteed Lifetime Income

Curious how much guaranteed income you could receive from an EquiTrust annuity? Use our Lifetime Income Calculator below to get instant, personalized results.

Why Work With Diversified Insurance Brokers?

We are independent advisors representing over 100 top-rated carriers, including EquiTrust. Our role is to match you with the best annuity for your goals, whether you want income now, income later, or safe growth. We take the time to compare rates, riders, and features so you get the highest value for your retirement savings.