Lawsuit Settlement Loans – Fast, High Payout Funding
Lawsuit settlement loans provide plaintiffs with quick access to funds while waiting for their case to resolve. This type of funding can help cover living expenses, medical bills, and other urgent costs during the legal process. We work with one of the largest funding networks in the nation, which allows us to consistently offer higher payouts than many other providers—ensuring you get the financial support you need without compromising your settlement.
Apply for a Lawsuit Settlement Loan
Higher payouts, quick funding, and no repayment if you lose your case.
What Are Lawsuit Settlement Loans?
Lawsuit settlement loans, also known as legal funding or pre-settlement funding, are non-recourse cash advances based on your expected case settlement. You only repay if you win, which means there is no financial risk to you. Our process is simple and attorney-friendly, allowing for faster approvals and larger advances.
Why Choose Us for Lawsuit Settlement Loans
- Consistently higher payouts thanks to our extensive lender network
- No credit checks or income verification
- Fast approvals—funding can arrive within 24 hours of approval
- Non-recourse structure means no repayment if you lose
- Transparent terms with no hidden fees
Types of Cases Eligible for Settlement Loans
We provide funding for a wide range of cases, including:
- Personal injury lawsuits
- Car accident claims
- Workplace injury cases
- Medical malpractice suits
- Product liability claims
- Wrongful death cases
Our Easy Application Process
Applying for a lawsuit settlement loan is straightforward. Fill out our short form, we’ll work directly with your attorney to review the case, and once approved, funds can be sent within one business day. Because repayment is only required if you win, you can focus on your case without added stress.
Get Financial Relief While Your Case Progresses
Lengthy legal cases can strain your finances, making it difficult to keep up with rent, mortgage, utilities, medical bills, and other daily expenses. Our settlement loans provide the cash you need to maintain financial stability without pressuring you into a quick, low settlement. With access to one of the largest funding networks in the industry, we offer higher payouts and a streamlined approval process—often completing funding in 24 to 48 hours. Because repayment comes directly from your settlement, there’s no personal financial risk if your case doesn’t succeed. While your case moves forward, you can also safeguard your future with short-term health insurance, disability insurance, or life insurance to protect yourself and your family from unexpected challenges.
Get Your Lawsuit Settlement Loan Today
Fast approval, higher payouts, and no risk. Apply now and get the funds you need.
FAQs: Lawsuit Settlement Loans
What is a lawsuit settlement loan?
A lawsuit settlement loan (also called pre-settlement funding or legal cash advance) is a financing option where you get part of your expected settlement early. You repay the advance (plus fees/interest) only if your case settles or you win. If you lose, you typically owe nothing.
Who qualifies for a settlement loan?
You generally need a pending case with legal merit (personal injury, medical malpractice, etc.), a reasonable expected settlement amount, and an attorney. Credit score or income history often aren’t required. The stronger the case, the better the chances.
How much of my expected settlement can I get in advance?
Funding providers often offer about 10–20% of the anticipated settlement. The exact amount depends on case strength, risk, state laws, and the provider’s policies.
What are the costs and fees?
Costs typically include interest (which may be simple or compounding), funding/origination fees, and sometimes administrative fees. The effective annual cost can be high if the case takes a long time to resolve.
When and how do I repay the loan?
Repayment occurs from your settlement or award. The advance plus all fees/interest are deducted before you receive the remainder. You generally do not make payments while your case is ongoing.
What happens if I lose my case?
If your case is unsuccessful, most non-recourse settlement loans require no repayment. Make sure your contract clearly states that the funding is non-recourse.
How fast can I get the advance?
Often within 24–48 hours once your case qualifies and the required documents are submitted. Your attorney’s cooperation usually helps speed things up.
Disclaimer: Terms, interest rates, and policies vary by provider, state, and case. This information is educational only, not legal advice. Always review contracts and consult your attorney.
About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
