At Diversified Insurance Brokers, we specialize in helping clients who have experienced a stroke find affordable life insurance from our network of over 100 top-rated carriers. With decades of experience in high-risk underwriting, we know how to present your medical history in the most favorable way to improve your chances of approval.

Request Your Stroke-Related Life Insurance Quote

Click here to complete our confidential quote request form

How a Stroke Impacts Life Insurance

• Time Since Stroke: Many carriers prefer at least 6–12 months since the event before considering coverage.
• Type of Stroke: Ischemic strokes are often treated more favorably than hemorrhagic strokes.
• Current Health: Ongoing symptoms, rehabilitation progress, and other medical conditions affect approval.
• Medical Records: Underwriters review hospital reports, imaging, and follow-up care history.

Who This Coverage Is Best For

• Individuals fully recovered from a stroke.
• Those with minor residual effects but good overall health.
• Applicants previously declined due to stroke history.
• People seeking term, whole life, or final expense coverage despite past stroke.

What Improves Approval Chances

• Stable health for 1–2 years after the stroke.
• No additional cardiovascular events since the stroke.
• Adherence to prescribed medications and follow-up visits.

Typical Outcomes We See

• Minor, Well-Recovered Cases: Standard or mildly rated traditional coverage.
• Multiple Strokes or Severe Residual Effects: Graded or guaranteed issue coverage may be necessary.

Why Work With Diversified Insurance Brokers

• Access to 100+ A-rated carriers: We know which companies are more flexible with stroke cases.
• Specialized underwriting knowledge: We’ve helped many stroke survivors secure affordable coverage.
• Confidential process: Your health details are always handled securely.

Example Case

A 60-year-old man with a mild ischemic stroke three years ago, no lingering issues, and well-controlled blood pressure was approved for a $250,000 15-year term policy at a standard rate—saving thousands compared to his previous quotes.

Get started today: Submit your stroke-related life insurance request.