What Makes the Zenith Income 10 Unique

The Zenith Income 10 is designed with a built-in Guaranteed Lifetime Income Rider (GLIR), offering clients a choice between two rider options: the Max Bonus GLIR and the Split Bonus GLIR. These riders enhance the contract’s income value and payout structure based on how and when income is taken.

The Max Bonus version offers a larger upfront boost to the income base, ideal for clients planning to defer income. The Split Bonus approach gives a more balanced enhancement between the accumulation value and income base, offering additional flexibility in retirement planning.

The annuity also includes multiple index crediting strategies, which allow your money to grow based on the performance of select market indices. At the same time, your principal is fully protected from losses due to market declines—so you benefit from upside potential without downside risk.

Other notable features include:

• 10% penalty-free withdrawals after year one

• Waivers for nursing home confinement and terminal illness

• Death benefit protection, ensuring your legacy is preserved

• Available to clients up to age 80 at issue

Why Choose Diversified Insurance Brokers?

At Diversified Insurance Brokers, we understand the nuances of income-based annuity planning. Our team will help you evaluate which rider option fits your goals, how to structure withdrawals, and how the Zenith Income 10 compares to other top income annuities. We don’t push one-size-fits-all solutions—our job is to make sure the annuity you choose matches your specific retirement goals.

Whether you’re planning to turn on income immediately or years down the road, our advisors can walk you through how this annuity works—and whether it fits into your overall retirement plan.

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