National Life Group Zenith Income 10 Fixed Indexed Annuity – Income Growth with Protection and Flexibility
At Diversified Insurance Brokers, we specialize in helping clients compare annuity products from over 75 top-rated carriers. When it comes to balancing guaranteed income with long-term growth potential, the Zenith Income 10 Fixed Indexed Annuity from National Life Group is a compelling option.
This product is built for individuals seeking predictable, lifelong income while maintaining the ability to grow their account based on index performance—without the risk of losing principal due to market downturns.

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What Makes the Zenith Income 10 Unique
The Zenith Income 10 is designed with a built-in Guaranteed Lifetime Income Rider (GLIR), offering clients a choice between two rider options: the Max Bonus GLIR and the Split Bonus GLIR. These riders enhance the contract’s income value and payout structure based on how and when income is taken.
The Max Bonus version offers a larger upfront boost to the income base, ideal for clients planning to defer income. The Split Bonus approach gives a more balanced enhancement between the accumulation value and income base, offering additional flexibility in retirement planning.
The annuity also includes multiple index crediting strategies, which allow your money to grow based on the performance of select market indices. At the same time, your principal is fully protected from losses due to market declines—so you benefit from upside potential without downside risk.
Other notable features include:
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10% penalty-free withdrawals after year one
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Waivers for nursing home confinement and terminal illness
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Death benefit protection, ensuring your legacy is preserved
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Available to clients up to age 80 at issue
Why Choose Diversified Insurance Brokers?
At Diversified Insurance Brokers, we understand the nuances of income-based annuity planning. Our team will help you evaluate which rider option fits your goals, how to structure withdrawals, and how the Zenith Income 10 compares to other top income annuities. We don’t push one-size-fits-all solutions—our job is to make sure the annuity you choose matches your specific retirement goals.
Whether you’re planning to turn on income immediately or years down the road, our advisors can walk you through how this annuity works—and whether it fits into your overall retirement plan.
Contact Us Today:
Ready to explore annuity options that offer guaranteed income, principal protection, and long-term financial growth? Let the expert advisors at Diversified Insurance Brokers help you find the right strategy for your retirement goals.
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