NWL Impact 10 – Bonus Growth, Flexible Income, and Strong Protection
At Diversified Insurance Brokers, we help clients find annuity solutions that offer safety, growth, and income built for the long haul. The NWL Impact 10 Fixed Indexed Annuity, issued by National Western Life Insurance Company, delivers a powerful combination of premium bonuses, income options, and protection features—all backed by a long-standing, trusted carrier.
If you’re looking for a solid foundation to grow your retirement income while protecting your principal, the Impact 10 offers exceptional long-term value.

7% Premium Bonus with Long-Term Vesting
The 7% premium bonus on first-year contributions is one of the standout features of the Impact 10. It vests over a 10-year schedule, providing enhanced value for clients focused on long-term retirement planning.
Want to see how the bonus could grow your income?
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Growth with Market Protection
The NWL Impact 10 includes several interest crediting strategies, including:
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S&P 500-linked options for market participation
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Fixed interest strategies for stable, predictable growth
All options include a 0% floor, protecting your principal during down markets while still offering upside opportunity during periods of growth.
Access and Income Flexibility
The annuity provides multiple ways to access funds and secure income over time:
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10% penalty-free withdrawals annually starting in year two
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Waivers for terminal illness, qualified medical stays, and RMDs
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Policy loans up to 60% of account value, available after two months (varies by state)
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Lifetime income options, including single or joint annuitization and optional withdrawal benefit riders
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Spousal continuation and full death benefit access for your beneficiaries
These benefits create a balanced strategy—allowing for growth, income, and access to funds when life changes.
Backed by National Western Life and Expert Guidance
National Western Life Insurance Company, founded in 1956, is known for its financial strength and dedication to long-term product security. With the support of Diversified Insurance Brokers, you’ll receive personalized guidance to ensure the NWL Impact 10 is structured around your goals, timeline, and income needs.
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