Why Consider the Reliance Guarantee 5 Fixed Annuity?

This fixed annuity provides a guaranteed interest rate for five years, giving contract holders a clear path toward stable, tax-deferred growth. It’s an ideal option for conservative investors, pre-retirees, or retirees who want to avoid market volatility but still earn a competitive return on their savings. With penalty-free access to funds in key situations, it also provides essential flexibility.

💡 Curious how this rate compares to other top options? Visit our annuity rate page here to explore the latest fixed and indexed annuity rates available today.

Key Features at a Glance

• Guaranteed fixed interest rate for 5 years, offering predictable returns without exposure to market risk.

• Penalty-free withdrawals of up to 10% annually, allowing access to funds while preserving long-term accumulation.

• Nursing home and terminal illness waivers, providing added peace of mind if unexpected health conditions arise.

• Nursing home care waiver offers additional liquidity for qualifying long-term care needs.

• Flexible end-of-term options, including the ability to renew, take penalty-free withdrawals, or annuitize for income.

• Guaranteed death benefit, ensuring that beneficiaries receive the full accumulation value without reduction.

At the time of publication of this article, the Reliance Guarantee 5 offers a highly competitive fixed rate—making it an attractive choice for individuals looking to lock in returns during uncertain market conditions.

This product is especially well-suited for clients rolling over a retirement account, such as a 401(k) or IRA, into a fixed annuity that provides certainty and control. If you’re nearing retirement or simply want a portion of your portfolio shielded from market ups and downs, this 5-year fixed annuity may be a perfect fit.