What Makes the Select Pro Stand Out

The Symetra Select Pro offers guaranteed fixed interest rates for 3, 5, or 7 years, giving you a clear and stable growth path for your retirement savings. These fixed rates allow you to sidestep market volatility and know exactly how much your money will grow—year after year.

All growth is tax-deferred, meaning you won’t pay taxes on the interest until you begin taking distributions. This can give your money more time to compound and grow efficiently inside the annuity.

High Liquidity and Access to Funds

What sets the Select Pro apart is its generous 15% annual penalty-free withdrawal provision, which allows you to access a portion of your funds each year without surrender charges. This is higher than the industry standard 10% and offers valuable flexibility for managing income or unexpected expenses.

Additional withdrawal charge waivers are available in specific situations, including:

• Terminal illness

• Nursing home confinement

• Required Minimum Distributions (RMDs)

This combination of access and protection ensures that your annuity works not just as a growth tool—but as a resource you can rely on when life changes.

Strong Guarantees and Payout Flexibility

The guaranteed death benefit ensures your beneficiaries will receive the greater of your contract’s accumulation value or the guaranteed minimum value, helping protect your legacy with certainty.

At the end of your guarantee period, you have multiple options:

• Renew at a new guaranteed rate

• Convert to an income stream

• Withdraw your funds without penalties

This flexibility gives you full control over how your annuity supports the next stage of your retirement plan.

Who Should Consider the Select Pro?

The Symetra Select Pro is an excellent fit for conservative investors looking for:

• Guaranteed, fixed returns over a specific term

• High annual liquidity of up to 15%

• Protection against market volatility

• Structured legacy planning

Whether you’re rolling over retirement savings or looking to shield part of your portfolio from market swings, this product offers peace of mind and powerful guarantees.

Why Work With Diversified Insurance Brokers?

At Diversified Insurance Brokers, we help clients compare annuities across over 75 top-rated insurance companies, including Symetra. Our advisors walk you through the fine print, ensuring you understand your interest rate options, liquidity rules, and payout features—so you can confidently choose what fits your retirement goals.

We’re not just here to quote rates—we’re here to build smart retirement strategies with you, every step of the way.

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