The Standard Keystone Index 10 Fixed Indexed Annuity – Safe Accumulation with Market Potential
At Diversified Insurance Brokers, we specialize in annuity solutions that deliver strength, security, and growth tailored to your retirement plan. If you’re seeking a product that offers both reliable accumulation and market-based upside, the Keystone Index 10 Fixed Indexed Annuity from The Standard deserves a close look.
With strong contractual guarantees and flexible access to your funds, this product provides the balance many pre-retirees and retirees are looking for today—especially in uncertain markets.
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Flexible Strategies for Guaranteed and Indexed Growth
The Keystone Index 10 gives you multiple crediting strategies designed to match your comfort level and growth goals. You can choose between:
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S&P 500-linked strategies with cap and participation rate options
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A fixed interest strategy for guaranteed, steady accumulation
In addition, the annuity includes a minimum guaranteed interest rate of 3.00%, giving you a solid foundation for long-term growth—even if index performance varies year to year.
Strong Guarantees and Liquidity Access
One of the key benefits of this annuity is its Guaranteed Minimum Annuity Value (GMAV), which provides peace of mind that your contract will maintain value regardless of market conditions.
For added flexibility, the Keystone Index 10 includes:
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Penalty-free withdrawals up to 10% annually, starting in year one
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Waivers for terminal illness and nursing home confinement
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A wide issue age range from 0–80, making it suitable for a range of financial planning stages
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Flexible premium payment options
Whether you want to fund the annuity all at once or over time, this product provides the flexibility to build your plan your way.
Why Work With Diversified Insurance Brokers?
With decades of experience and access to over 75 top-rated carriers, Diversified Insurance Brokers is your trusted resource for personalized annuity planning. We take the time to understand your financial goals and match you with the right product—like the Keystone Index 10 from The Standard—that offers the right mix of growth, access, and long-term protection.
If you’re seeking a safe, reliable accumulation strategy with market-linked upside, this annuity could be the answer.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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