Premium Bonus for Early Contributions
One of the standout features of the Accumulation Advantage+ is its premium bonus, applied to all contributions made within the first 18 months of the contract. This bonus immediately increases your contract value and helps accelerate long-term growth.

By rewarding early funding, the annuity helps you start stronger and accumulate more—especially valuable for those rolling over larger sums from IRAs, 401(k)s, or other retirement accounts.

Indexing Options for Growth With No Market Risk
Policyholders can allocate their funds to a wide variety of indexed interest accounts linked to market benchmarks like the S&P 500®, NASDAQ-100®, or other volatility-controlled indices. These accounts offer the potential for market-linked gains, while your principal is always protected from market losses.

There’s also a fixed interest account available for those who prefer guaranteed returns.

Index Lock and Flexible Access Features
The Index Lock feature gives you the ability to lock in gains on indexed accounts before the end of the strategy term, allowing for proactive risk management and additional control.

Additionally, you can withdraw up to 10% of your contract value each year penalty-free, starting after the first contract year. This flexibility allows you to meet unexpected expenses or adjust your income plan without giving up future growth.

Is the Allianz Accumulation Advantage+ a Good Fit for You?
This annuity may be ideal for:

• Individuals seeking market-linked growth without downside risk

• Pre-retirees funding the contract with larger sums during the first 18 months

• Those who value bonus incentives and index flexibility

• Clients looking for ongoing liquidity and control in their retirement portfolio

📄 Click here to request your personalized annuity quote.