Guaranteed Interest for 3 to 10 Years
The Palladium MYG Annuity allows you to lock in a fixed interest rate for 3 to 10 years, giving you the ability to tailor your savings strategy to your personal retirement timeline. Whether you’re looking for short-term security or longer-term accumulation, this product provides dependable returns you can count on.

Low Minimums and High-Yield Opportunities
With a minimum premium of $5,000, the annuity is accessible to most investors. For larger deposits of $100,000 or more, enhanced interest rates may be available, offering even greater accumulation potential over your selected guarantee period.

Tax-Deferred Growth Advantage
One of the key benefits of the Palladium MYG is tax-deferred accumulation, meaning your interest grows without immediate taxation—unlike taxable CDs or savings accounts. This can significantly improve long-term growth and compound interest outcomes.

Access to Funds Without Penalty
Starting in year two, you can withdraw up to 10% of your contract value annually without surrender charges. Additionally, the contract includes withdrawal charge waivers for confinement, disability, or terminal illness, giving you greater financial flexibility in times of need.

Understanding the MVA and Surrender Options
A Market Value Adjustment (MVA) applies to withdrawals that exceed the penalty-free amount. This adjustment may increase or reduce the withdrawal based on interest rate conditions. It’s a common feature in MYGAs and can usually be avoided with proper planning.

Death Benefit and Lifetime Income Options
In the event of death, your beneficiaries receive the greater of the contract value or surrender value—preserving your legacy without penalties. You also have the option to convert the annuity into a guaranteed lifetime income stream, providing steady income throughout retirement.

Strength and Reliability of American National
Backed by decades of financial experience, American National Insurance Company is a well-established provider known for stability, reliability, and long-term support.

Why Work With Diversified Insurance Brokers
Our team of experts helps you select the annuity that aligns with your financial goals. Whether you’re planning for income, growth, or preservation, we’ll guide you to the right solution. The Palladium MYG is a strong option for those seeking fixed returns and flexibility without exposure to market risk.

🎯 Looking for stable, tax-deferred growth with access to your money?
Submit a quote request here to learn if the American National Palladium MYG Annuity is a fit for your retirement plan.

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Explore whether the Palladium MYG Annuity from American National is right for your financial future.

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