Boost Your Account Immediately with a 10% Bonus

One of the headline features of the PrimeStart Bonus 10 is the 10% premium bonus, applied to all premium payments made within the first 60 days of the contract. This immediate boost increases the contract’s value right out of the gate—giving your retirement dollars a strong head start.

Additionally, growth is tax-deferred, allowing you to compound gains over time without immediate taxation.

If you’re considering this product and want to see how it compares with other high-bonus or income-focused annuities, complete our quick annuity quote request form to receive a personalized comparison.

Index Strategies with Built-In Advantage

The PrimeStart Bonus 10 includes multiple index crediting options, giving you exposure to major indexes without the risk of market losses:

• S&P 500® Index (excluding dividends)

• Goldman Sachs Canopy Index

• First Trust Capital Strength Barclays 10% Index

• Franklin SG Select Index

What makes this contract even more unique is the Lowest Starting Index Value feature, which calculates index performance from the lowest daily value during the first 90 days. This can help protect against poor market timing and provide a stronger base for future index performance.

You also get access to the Flex-Lock Index Account, which allows you to lock in index rates at the time of contract issue and hold them for the full surrender period—giving you rate stability over the life of the contract.

Liquidity and Protection Benefits

After the first contract year, you can withdraw up to 10% of the contract value annually without penalties. The product also includes:

• Nursing Home Waiver

• Terminal Illness Waiver

These features provide peace of mind and flexibility should your financial situation change due to health reasons.

At death, beneficiaries receive the full accumulation value without surrender charges, ensuring a clean and efficient transfer of wealth.

Who This Annuity May Be a Good Fit For

The Delaware Life PrimeStart Bonus 10 Annuity is ideal for:

• Individuals who want market-linked growth without risking principal

• Clients looking for an immediate 10% premium bonus to boost retirement savings

• People concerned about market timing, who want the lowest index value start for performance tracking

• Savers who value rate lock strategies for long-term growth predictability

• Retirees and pre-retirees who want tax-deferred accumulation, plus access to funds if needed

It’s a great solution for both qualified and non-qualified assets and works well in rollovers, transfers, or repositioning existing safe-money holdings.