EquiTrust MarketFive – Short-Term Growth with Long-Term Confidence
At Diversified Insurance Brokers, we provide retirement strategies that offer protection, growth, and flexibility. The EquiTrust MarketFive Fixed Indexed Annuity, issued by EquiTrust Insurance Company, is a standout choice for clients nearing retirement who want to grow their savings over a shorter time horizon without giving up safety or control.
With market-linked crediting strategies, strong guarantees, and built-in protection features, MarketFive is designed to deliver dependable value over five years—no surprises, no market losses.
Ensure you are receiving the absolute top rates
Current Fixed Annuity Rates
Compare today’s best fixed annuity rates from top carriers.
Current Bonus Annuity Rates
See which annuities offer the highest upfront bonus today.
Request an Annuity Quote
Submit our annuity request form to get personalized rate options.
Lifetime Income Calculator
Use our calculator to see how much guaranteed income your annuity can provide.
Market Participation with a 5-Year Commitment
This annuity features a short and simple 5-year contract with multiple index crediting strategies, including:
-
S&P 500
-
Barclays Focus50 Index
-
S&P MARC 5% Excess Return Index
You also get an annual reset structure and a 0% floor, so your gains are locked in each year and you’re never exposed to market downturns. This is a smart solution for retirees looking for short-term accumulation without long-term exposure.
Built-In Guarantees for Added Peace of Mind
One of the most compelling features of the EquiTrust MarketFive is the Guaranteed Accumulation Value—equal to 105% of your total premiums (less withdrawals) after five years. This provides an automatic growth guarantee even if markets underperform.
Other key benefits include:
-
Minimum guaranteed surrender value, equal to 87.5% of premiums plus interest
-
Penalty-free withdrawals up to 10% per year
-
Waivers for nursing home confinement and terminal illness
-
Full death benefit protection, paying out 100% of the account value to beneficiaries
Want to see how it fits your short-term retirement strategy?
👉 Request Your Custom Annuity Quote
Trusted Carrier, Trusted Advice
EquiTrust Life Insurance Company is recognized for its financial strength and commitment to policyholder protection. When you work with Diversified Insurance Brokers, you receive expert, personalized support in comparing your annuity options and building a solution that fits your needs.
If you’re looking for 5-year growth with guaranteed protection, the EquiTrust MarketFive Annuity delivers strength, simplicity, and results.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
Schedule here:
calendly.com/jason-dibcompanies/diversified-quotes
Licensed in all 50 states • Fiduciary, family-owned since 1980
About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
