Growth and Bonus Power for Retirement
The standout feature of this annuity is the 8% premium bonus, which is applied to all first-year contributions. This bonus immediately boosts your contract value, helping to enhance both growth and potential income later in retirement.

The MarketForce Bonus also offers:

• Multiple index crediting strategies, including S&P 500 and other customized indices

• Rate buy-up options that allow for higher caps and participation rates, maximizing potential gains

• Non-fee-based index accounts, giving you flexibility and control over your allocation mix

Liquidity and Access When Life Happens
After the first year, policyholders can take up to 10% of their contract value penalty-free each year. Additional flexibility includes:

• Nursing home and terminal illness waivers, offering full access during qualifying events

• A guaranteed death benefit that ensures your full accumulation value goes to your beneficiaries

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Designed for Real-Life Retirement Needs
This annuity allows for optional income payout structures, which can be used to create a guaranteed income stream in retirement. Whether you’re rolling over an IRA or 401(k), or investing non-qualified funds, the MarketForce Bonus Index Annuity is built to adapt to your goals.

Who Should Consider This Annuity?
This product is a smart fit for:

• Pre-retirees seeking safe accumulation with added bonus value

• Individuals rolling over a retirement account looking for guaranteed protection

• Anyone wanting penalty-free access to funds and income options later in life

• Savers interested in higher earning potential without direct market exposure

Trusted Carrier Strength
EquiTrust is recognized for its financial stability, conservative management, and a strong track record in the fixed indexed annuity space.