GBU Defined Benefit Annuity – A Smarter Path to Guaranteed Retirement Income
At Diversified Insurance Brokers, we help clients cut through annuity confusion and find products that offer clarity, confidence, and true financial security. The GBU Defined Benefit Annuity is a standout for individuals who want a retirement solution that’s goal-driven and predictable.
Unlike traditional annuities that leave you guessing how much income you’ll have, this product works backward:

You define your desired retirement income and target date, and the annuity tells you how to get there. A built-in digital tool helps you calculate how much to contribute—and automatically adjusts as needed to stay on track toward your guaranteed income goal.
This is a powerful fit for anyone who wants the certainty of a defined benefit plan—without relying on an employer to provide one. All funds are backed by GBU Life, a financially strong insurer with a 100+ year track record and consistent surplus ratios well above industry standards.
Beyond its intuitive planning tool, the Defined Benefit Annuity offers:
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A competitive fixed interest rate
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Guaranteed principal protection
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Full tax deferral on growth
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A contractually guaranteed income stream for retirement
At Diversified Insurance Brokers, we represent over 75 top-rated annuity carriers, but very few products offer this level of structure and simplicity. If you’re looking for a hands-off way to save for retirement while locking in a specific income outcome, the GBU Defined Benefit Annuity may be the perfect fit.
Want a retirement strategy you can actually count on? Let’s talk.
Diversified Insurance Brokers works with over 75 top-rated annuity carriers, including GBU Life. We’ll help you compare options and design a plan that guarantees your future income—on your terms.
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