Guaranteed Growth with Flexible Term Lengths

Lincoln MYGuarantee Plus offers fixed interest rate guarantees for terms ranging from 3 to 10 years. This gives you the ability to select the timeline and return that best fits your retirement timeline and risk tolerance.

Your money grows at a predictable rate, and because interest compounds tax-deferred, you can accumulate more over time than you would in a taxable account.

Liquidity When You Need It

Starting in the second contract year, policyholders can withdraw up to 10% of the contract value annually without penalty. This makes the annuity a great fit for those who want both security and access to income in retirement.

In addition, the nursing home and terminal illness waivers allow for early, penalty-free access to your funds if specific health conditions arise—providing added flexibility when it matters most.

Built-In Legacy Planning

The Lincoln MYGuarantee Plus includes a full contract value death benefit, meaning your beneficiaries receive the full account value without surrender charges. This makes the annuity not only a reliable source of retirement income but also an efficient estate planning tool.

Who Should Consider This Annuity?

The MYGuarantee Plus is a great fit for:

• Conservative savers looking for guaranteed fixed interest

• Pre-retirees seeking tax-deferred growth without market risk

• Individuals rolling over retirement assets who want predictable returns

• Clients looking to pass on full value to beneficiaries

• Those wanting penalty-free annual access to a portion of their savings

If you’re looking to protect your retirement while growing your wealth predictably, this annuity may be the right fit.