Midland National RetireVantage Fixed Indexed Annuity – Balanced Growth with Principal Protection
At Diversified Insurance Brokers, our goal is to help clients find annuities that balance upside potential with solid protection. The RetireVantage Fixed Indexed Annuity from Midland National delivers just that. This product is designed for retirees who want market-linked growth underpinned by principal guarantee.
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What makes RetireVantage stand out:
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A variety of index crediting strategies—such as point-to-point, annual reset, or monthly index methods to suit your risk tolerance
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Guaranteed principal protection—your account value is shielded from market losses
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Tax-deferred growth to let compounding work efficiently over time
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Flexible term options and potential for bonus crediting based on promotion and issuance
Backed by Midland National’s financial strength, this annuity is a reliable choice within our portfolio of over 75 top-rated carriers. At Diversified Insurance Brokers, we compare RetireVantage alongside other leading FIAs to find the best placement for your retirement strategy.
This annuity suits clients who want growth tied to market performance—but only on their terms, with all downside risk removed.
Interested in a structured annuity that combines safety and flexibility? We’d love to help.
Diversified Insurance Brokers works with over 75 carriers, including Midland National. We’ll walk you through the available crediting methods, term lengths, and how RetireVantage aligns with your long-term goals.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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FAQs: Midland National RetireVantage
What is the Midland National RetireVVantage annuity?
RetireVantage is a multi-year guaranteed annuity (MYGA) designed to provide predictable growth, tax-deferred accumulation, and complete principal protection. It offers guaranteed interest rates for a set number of years, making it ideal for conservative savers preparing for retirement.
How does RetireVantage earn interest?
The annuity credits a fixed, guaranteed interest rate for the entire selected term. Your rate does not change during the period, allowing your account value to grow steadily regardless of market conditions.
What term lengths are available?
RetireVantage is available in multiple term durations. Each term guarantees a fixed interest rate for the full period, allowing buyers to choose the timeline that aligns with their retirement or savings goals.
Is my money protected?
Yes. RetireVantage is a fixed annuity, meaning your principal and credited interest are protected from market loss. The issuing insurance company guarantees the rate and the return of principal, subject to the claims-paying ability of Midland National.
Can I take withdrawals without penalty?
Most versions of RetireVantage allow annual penalty-free withdrawals—typically up to 10% of the contract value—after the first contract year. Larger withdrawals or surrendering the annuity during the surrender charge period may incur fees.
What happens at the end of the term?
When the guaranteed term ends, you may renew at the then-current rates, transfer funds to another annuity, take withdrawals, or surrender without penalty during the window provided.
Is RetireVantage good for retirement planning?
Yes. It works well for individuals seeking predictable, low-risk growth—especially those looking to preserve assets or diversify away from market-based investments. It can also complement other retirement vehicles by offering fixed, contractually guaranteed returns.
Does RetireVantage offer tax advantages?
Yes. Earnings compound tax-deferred, meaning you do not pay taxes until you withdraw funds. This can help accelerate growth compared to taxable savings vehicles.
About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
