Oceanview Harbourview – Index Growth and 100% Downside Protection
At Diversified Insurance Brokers, we specialize in helping individuals secure customized annuity solutions designed for guaranteed growth, market participation, and long-term financial security. The Oceanview Harbourview Fixed Indexed Annuity, issued by Oceanview Life and Annuity Company, delivers an appealing blend of upside potential and 100% principal protection, making it a powerful option for those looking to retire with confidence.
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Lifetime Income Calculator
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Index Performance Without Market Losses
With the Harbourview annuity, your contract value can grow based on the performance of multiple well-known indices, including:
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S&P 500®
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Nasdaq-100®
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Russell 2000®
This allows you to benefit from diversified market exposure while knowing your principal is fully protected from downturns.
Liquidity When You Need It
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10% penalty-free withdrawals are available annually after year one
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Nursing home and terminal illness waivers allow access to funds in qualifying health events
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A guaranteed death benefit ensures your beneficiaries receive the full contract value
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Flexible Income for Retirement
The Harbourview annuity provides built-in options to convert your annuity into a guaranteed stream of income for life. This can be especially valuable for:
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Replacing a pension or supplementing Social Security
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Creating income certainty in retirement
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Protecting against longevity risk with structured payouts
Who Is This a Good Fit For?
This annuity is ideal for individuals who want to:
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Grow their money safely without market risk
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Roll over an IRA, 401(k), or other retirement accounts into a guaranteed income strategy
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Keep full access to liquidity and avoid unnecessary fees
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Provide predictable outcomes and leave a legacy for loved ones
Whether you’re nearing retirement or already there, the Harbourview offers strong protection, growth, and flexibility.
Backed by a Trusted Carrier
Oceanview Life and Annuity Company is known for its financial strength and commitment to policyholder security, giving clients confidence in their long-term planning.
Contact Us Today:
Ready to explore annuity options that offer guaranteed income, principal protection, and long-term financial growth? Let the expert advisors at Diversified Insurance Brokers help you find the right strategy for your retirement goals.
📞 Call us at 800-533-5969
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