Index Performance Without Market Losses
With the Harbourview annuity, your contract value can grow based on the performance of multiple well-known indices, including:

• S&P 500®

• Nasdaq-100®

• Russell 2000®

This allows you to benefit from diversified market exposure while knowing your principal is fully protected from downturns.

Liquidity When You Need It

• 10% penalty-free withdrawals are available annually after year one

• Nursing home and terminal illness waivers allow access to funds in qualifying health events

• A guaranteed death benefit ensures your beneficiaries receive the full contract value

📌 Want to know what your guaranteed annuity quote looks like?
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Flexible Income for Retirement
The Harbourview annuity provides built-in options to convert your annuity into a guaranteed stream of income for life. This can be especially valuable for:

• Replacing a pension or supplementing Social Security

• Creating income certainty in retirement

• Protecting against longevity risk with structured payouts

Who Is This a Good Fit For?
This annuity is ideal for individuals who want to:

• Grow their money safely without market risk

• Roll over an IRA, 401(k), or other retirement accounts into a guaranteed income strategy

• Keep full access to liquidity and avoid unnecessary fees

• Provide predictable outcomes and leave a legacy for loved ones

Whether you’re nearing retirement or already there, the Harbourview offers strong protection, growth, and flexibility.

Backed by a Trusted Carrier
Oceanview Life and Annuity Company is known for its financial strength and commitment to policyholder security, giving clients confidence in their long-term planning.

📞 Call us at 800‑533‑5969
📅 Schedule a consultation: Book with Jarad
🔗 Visit our annuity rate page: Current Annuity Rates
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