Indexed Growth with No Market Losses
The Select Series offers multiple crediting strategies so you can tailor your growth potential to your comfort level. These include:

• Fixed Account

• Monthly Average Index Strategy

• Annual Point-to-Point Index Strategy

These options provide market-linked growth without exposing your principal to downside risk.

Guaranteed Lifetime Income with Strong Benefits
The Select Series includes a Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider that offers:

• A 7.55% compounding roll-up rate for the first 10 years

• Guaranteed lifetime income with flexible withdrawal choices

• Spousal continuation benefits, allowing income to continue for a surviving spouse

This rider is ideal for those who want predictable retirement income that lasts.

Access and Flexibility When You Need It
Starting in year two, you can take penalty-free withdrawals of up to 10% of the contract value annually. There are also additional waivers for nursing home confinement, terminal illness, or home health care—ensuring access during critical situations.

Death Benefit and Term Options
Your loved ones will receive the full accumulation value as a death benefit, helping protect your legacy. The surrender charge schedule allows you to choose a term that fits your long-term strategy.

Why Work With Diversified Insurance Brokers
We specialize in helping clients understand and choose annuity solutions that align with their goals. Whether you’re rolling over a retirement account or repositioning conservative savings, our advisors will guide you every step of the way.

🎯 Want market-linked growth and guaranteed income you can’t outlive?
Submit a quote request here to see if the Oxford Life Select Series Annuity is the right fit for your retirement needs.

Contact Us Today:
Explore whether the Oxford Life Select Series Annuity aligns with your retirement goals.

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