Oxford Life Select Series Annuity – Market Growth with Lifetime Income and Principal Protection
At Diversified Insurance Brokers, we help clients navigate retirement with annuity strategies built for growth, protection, and guaranteed income. The Oxford Life Select Series Fixed Indexed Annuity is a powerful solution for individuals looking to balance market participation with principal protection—all while securing income for life.
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Indexed Growth with No Market Losses
The Select Series offers multiple crediting strategies so you can tailor your growth potential to your comfort level. These include:
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Fixed Account
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Monthly Average Index Strategy
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Annual Point-to-Point Index Strategy
These options provide market-linked growth without exposing your principal to downside risk.
Guaranteed Lifetime Income with Strong Benefits
The Select Series includes a Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider that offers:
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A 7.55% compounding roll-up rate for the first 10 years
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Guaranteed lifetime income with flexible withdrawal choices
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Spousal continuation benefits, allowing income to continue for a surviving spouse
This rider is ideal for those who want predictable retirement income that lasts.
Access and Flexibility When You Need It
Starting in year two, you can take penalty-free withdrawals of up to 10% of the contract value annually. There are also additional waivers for nursing home confinement, terminal illness, or home health care—ensuring access during critical situations.
Death Benefit and Term Options
Your loved ones will receive the full accumulation value as a death benefit, helping protect your legacy. The surrender charge schedule allows you to choose a term that fits your long-term strategy.
Why Work With Diversified Insurance Brokers
We specialize in helping clients understand and choose annuity solutions that align with their goals. Whether you’re rolling over a retirement account or repositioning conservative savings, our advisors will guide you every step of the way.
🎯 Want market-linked growth and guaranteed income you can’t outlive?
Contact Us Today:
Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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