Skip to content

Pre-Settlement Funding Companies – Fast Cash Advances for Plaintiffs

When you’re in the middle of a legal battle, bills and living expenses don’t stop. That’s where pre-settlement funding companies step in, offering cash advances based on the value of your pending case. These advances are designed to help you stay financially stable until your settlement arrives, with repayment only if you win your case.

Get a Pre-Settlement Advance Today

We work with leading funding sources to secure the largest advances and the fastest approvals for our clients.

Apply Now

What Pre-Settlement Funding Companies Do

These companies evaluate the details of your lawsuit and estimate its potential settlement value. Based on this, they provide an upfront cash advance that you can use for living expenses, medical bills, rent, and other financial needs while your case is ongoing. Unlike traditional loans, there are no monthly payments, no credit checks, and no income requirements.

How the Process Works

  1. Application: You fill out a short form with your case details.
  2. Attorney Communication: The funding company contacts your lawyer to verify the facts and status of your case.
  3. Case Review: Your claim is evaluated for strength, liability, and estimated payout.
  4. Approval & Funding: Once approved, the funds are sent to you—often within 24 hours.

Why Choose Us

We partner with one of the broadest networks of pre-settlement funding sources nationwide, allowing us to consistently secure the highest possible advances. Because of these relationships, we can deliver funding faster and in larger amounts than many competitors. Our goal is to put you in the strongest financial position while your attorney fights for the maximum settlement.

Types of Cases We Fund

Pre-settlement funding companies provide advances for a wide range of cases, including:

  • Personal injury lawsuits
  • Car accidents
  • Workplace injury claims
  • Medical malpractice suits
  • Wrongful death cases
  • Slip and fall claims

Advantages of Using Pre-Settlement Funding

The biggest advantage is financial relief without risk. Since repayment is only required if your case is successful, you don’t have to worry about being left with debt you can’t repay. This allows you to cover essential expenses, avoid accepting low settlement offers, and give your legal team the time they need to win your case.

Fast, Risk-Free Access to Funds

Many clients are funded within 24 hours of approval. With access to the most funding sources, we can ensure you receive the largest advance your case supports—helping you keep your life on track until your settlement arrives. In addition, we can review your insurance options—such as short-term health, life, or disability coverage—to make sure you and your family remain protected while your case is pending. This combination of immediate funding and tailored insurance solutions helps you maintain financial stability without taking unnecessary risks.

Apply for Pre-Settlement Funding Now

Get the highest advance possible with no repayment unless you win.

Start Your Application

Fast Cash Advances for Plaintiffs: FAQs

What are pre-settlement funding companies?
These companies provide non-recourse cash advances to plaintiffs—helping cover urgent expenses while your legal case is pending. You only repay if the case successfully settles or wins.
How do I choose a reputable funding company?
Look for transparent fee disclosures, clear non-recourse terms, attorney-friendly coordination, strong reviews, and licenses where required by state law.
Is there a maximum advance I can get?
Advance amounts depend on factors like the expected settlement value, stage of the case, strength of liability, medical costs, attorney fees, and state restrictions.
How fast will I receive funds from a funding company?
Many companies can issue an advance within 24-48 hours once required paperwork and attorney confirmation are complete.
Do I need to pay anything up front?
Reputable funding companies do not require upfront fees—charges are taken from your settlement proceeds only if you win.
Will using pre-settlement funding impact my legal case?
When properly structured and disclosed to your attorney, it should not adversely affect your case. It offers financial flexibility so you aren’t pressured into premature or low settlement decisions.
Are there any pitfalls to watch out for?
Yes. Be wary of hidden fees, high interest or discount rates, unclear repayment terms, contracts with unfavorable definitions, or companies not allowing attorney oversight.
Does credit score matter with funding companies?
No. These advances are case-based. Your credit score or income usually do not influence approval or terms.
How are fees structured?
Typically as a percentage or flat discount on your settlement proceeds. The fee is disclosed up front and repaid only from the settlement.
What documentation is needed?
Attorney representation proof, case documents (complaints, medicals), evidence of costs incurred, liability or insurance info, and current case status.

Talk With an Advisor Today

Choose how you’d like to connect—call or message us, then book a time that works for you.

 


Schedule here:

calendly.com/jason-dibcompanies/diversified-quotes

Licensed in all 50 states • Fiduciary, family-owned since 1980

Join over 100,000 satisfied clients who trust us to help them achieve their goals!

Address:
3245 Peachtree Parkway
Ste 301D Suwanee, GA 30024 Open Hours: Monday 8:30AM - 5PM Tuesday 8:30AM - 5PM Wednesday 8:30AM - 5PM Thursday 8:30AM - 5PM Friday 8:30AM - 5PM Saturday 8:30AM - 5PM Sunday 8:30AM - 5PM CA License #6007810

© Diversified Insurance. All Rights Reserved. | Designed by Apis Productions