Predictable Growth With Guaranteed Rates

Choose between 5- or 7-year guaranteed interest rate terms, giving you peace of mind and dependable accumulation. All growth compounds tax-deferred, accelerating your retirement savings potential without triggering immediate tax liabilities.

Liquidity and Return of Premium

After the first contract year, you can withdraw up to 10% of your contract value each year without penalty. Additionally, the return of premium feature guarantees you’ll never lose your principal—giving you the flexibility to surrender your contract and get 100% of your remaining premium back if your goals change.

Protection During Life’s Unexpected Events

This annuity includes waiver provisions for qualified events such as hospitalization, disability, and terminal illness, allowing for penalty-free withdrawals if your health or circumstances take an unexpected turn.

A Smooth Estate Transition

In the event of your passing, your beneficiaries receive the full contract value with no surrender charges, ensuring a simple, tax-advantaged transfer of wealth without delays or reductions.

Is the Ultra-Secure Plus a Good Fit for You?

This annuity is best suited for:

• Conservative savers who want CD-like safety with higher returns

• Pre-retirees or retirees looking for flexible access and protection

• Individuals who value return of premium guarantees

• Families seeking efficient estate transfer options