Why Bonus Annuities Could Be the Smartest Move for Your Retirement
Not all annuities are created equal—and bonus annuities are designed to reward you from the very beginning. These contracts offer an upfront percentage added to your initial premium, giving your retirement plan an instant head start. For investors looking to maximize long-term income or boost accumulation without market risk, bonus annuities are a compelling option.
For example, if you place $1,000,000 into a fixed indexed annuity with a 10% bonus, you’ll receive an immediate $100,000 added to your income value or account value—depending on the contract. This additional credit can significantly improve income guarantees, enhance death benefit options, or simply amplify your retirement nest egg.
At Diversified Insurance Brokers, we work with top carriers offering some of the most competitive bonus annuities on the market. Whether your goal is guaranteed lifetime income or principal protection with upside potential, we’ll help you compare the options and design a plan tailored to your retirement needs.
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