Why Bonus Annuities Could Be the Smartest Move for Your Retirement
Not all annuities are created equal—and bonus annuities are designed to reward you from the very beginning. These contracts offer an upfront percentage added to your initial premium, giving your retirement plan an instant head start. For investors looking to maximize long-term income or boost accumulation without market risk, bonus annuity rates are a compelling option.
For example, if you place $1,000,000 into a fixed indexed annuity with a 10% bonus, you’ll receive an immediate $100,000 added to your income value or account value—depending on the contract. This additional credit can significantly improve income guarantees, enhance death benefit options, or simply amplify your retirement nest egg.
At Diversified Insurance Brokers, we work with top carriers offering some of the most competitive bonus annuities on the market. Whether your goal is guaranteed lifetime income or principal protection with upside potential, we’ll help you compare the options and design a plan tailored to your retirement needs.
Ensure you are receiving the absolute top rates
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Ready to explore insurance and annuity options that offer guaranteed income, principal protection, disability, life insurance, Social Security and Medicare reviews, and long-term financial growth? Let the expert advisors at Diversified Insurance Brokers help you find the right strategy for your retirement goals.
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About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
