Market-Linked Growth Without Market Losses
The Power Series of Index Annuities offers multiple index crediting options, including:

• S&P 500® Index – classic market exposure without dividends

• AQR DynamiQ Allocation Index® – a volatility-controlled index for balanced performance

• PIMCO Global Optima Index® – globally diversified strategy backed by institutional research

These strategies give you upside potential when markets perform, while ensuring your principal is protected from loss during downturns.

Tax-Deferred Compounding for Faster Growth
All interest credited to your annuity grows tax-deferred, which means your earnings compound more efficiently without triggering annual taxes—until you begin taking withdrawals.

Flexible Withdrawal Options
After the first contract year, the annuity allows penalty-free withdrawals of up to 10% of your account value each year, offering access when needed without surrender charges.

Guaranteed Lifetime Income Rider (GLWB)
With the Guaranteed Lifetime Withdrawal Benefit, you can secure an income stream that continues for life—even if your account value drops to zero. This rider helps provide consistent income regardless of market performance or longevity.

Enhanced Income for Long-Term Care Needs
The Enhanced Income Benefit Rider increases withdrawal income for up to five years if the policyholder meets qualifying long-term care conditions, providing an added layer of protection during health-related challenges.

Who Should Consider the Power Series of Index Annuities?
This annuity is an excellent option for:

• Individuals approaching retirement who want growth without risk of loss

• Retirees needing guaranteed lifetime income

• Families concerned about future long-term care costs

• Savers who value principal protection with upside opportunity

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