Americo Growth Commander Annuity – Market-Linked Growth with Downside Protection and Income Options
At Diversified Insurance Brokers, we help clients build strong retirement strategies by combining growth opportunities with protection and stability. The Americo Growth Commander Fixed Indexed Annuity is an excellent solution for individuals looking for market-linked growth without the risk of loss, along with flexible liquidity and lifetime income potential.
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Market Participation with Principal Protection
This annuity gives you access to a wide range of interest crediting strategies, including market index-linked options and a fixed interest rate strategy. These strategies allow your retirement savings to grow based on market performance—without risking your principal. If the market performs poorly, you simply earn zero interest for that period—your account value is never reduced due to market loss.
Accessible for a Broad Range of Investors
The minimum investment requirement is just $10,000, making this annuity accessible for most retirement savers. Higher maximums may be allowed with approval and vary by age, which adds flexibility based on your investment stage.
Flexible Liquidity Features
After the first contract year, you can withdraw up to 10% of your account value annually without penalty. Additionally, the contract includes withdrawal charge waivers for nursing home confinement and terminal illness, helping protect your financial flexibility during critical health events.
Term Options and Surrender Schedule
You can choose between a 6-year or 10-year surrender charge period, depending on your goals and planning horizon. This allows you to tailor the contract to your unique retirement timeline and liquidity needs.
Death Benefit and Legacy Protection
Your beneficiaries will receive the greater of the contract’s accumulation value, the original premium, or the guaranteed minimum value. This feature helps you preserve and pass along your savings—regardless of market fluctuations.
Financial Strength You Can Trust
Americo is a well-established provider with over $8.4 billion in assets and an A (Excellent) rating from A.M. Best. Their financial stability and strong reputation provide peace of mind that your funds are in good hands.
Why Work With Diversified Insurance Brokers
We help individuals and families select annuities that match their risk tolerance, income goals, and retirement timeline. The Growth Commander is a strong choice for those who want growth, protection, and optional income without the volatility of market investing.
🎯 Looking to grow your retirement savings without market risk?
Contact Us Today:
Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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