Multi-Year Credit Strategies with Enhanced Participation

One of the standout features of the AccuMax 7 is its multi-year crediting strategy, designed to improve performance through higher participation rates. Instead of crediting interest annually, it captures growth over longer periods—potentially reducing the impact of short-term volatility and increasing upside potential.

Available index options include:

• S&P 500® Index (excluding dividends)

• AI Powered Multi-Asset Index

• Shiller Barclays CAPE® Allocator 6 Index

These indexes offer a combination of equity strength, tactical asset allocation, and forward-looking investment models—positioning your savings for consistent long-term accumulation while ensuring your principal is never at risk.

To see how these strategies compare with other top annuities on the market, fill out our quick annuity quote request form and we’ll send you a personalized breakdown.

Built-In Flexibility and Emergency Access

The AccuMax 7 includes strong liquidity features, offering:

• Penalty-free withdrawals of up to 10% annually, starting in year two

• Nursing Home Waiver and Terminal Illness Waiver, which allow full access in qualifying situations

These features help protect your retirement while providing flexibility if life circumstances change unexpectedly.

Tax Deferral and Estate Transfer Benefits

As with other fixed indexed annuities, interest earned in the AccuMax 7 grows tax-deferred, allowing your money to compound faster over time. And in the event of death, your full accumulation value is passed to beneficiaries—free of surrender charges and outside of probate.

It’s a seamless way to grow and preserve wealth while creating a lasting financial legacy.

Who This Annuity May Be a Good Fit For

The Athene AccuMax 7 Fixed Indexed Annuity is a great fit for:

• Individuals seeking long-term accumulation with principal protection

• Savers interested in multi-year crediting strategies that reduce volatility and improve returns

• Clients who want access to non-traditional index strategies like AI-based and behavioral-driven models

• Pre-retirees who value flexibility and penalty-free access for future income planning

• People looking for a tax-efficient and probate-free transfer of wealth

Whether you’re repositioning retirement savings or looking for stronger upside potential without the risk, the AccuMax 7 delivers a smart, forward-looking annuity solution.