ClearSprings ViStar Fixed Indexed Annuity – Market Growth with Principal Protection and Built-In Flexibility
At Diversified Insurance Brokers, we help clients secure their financial futures with annuities designed to deliver consistent growth and reliable protection. The ClearSpring Life ViStar Fixed Indexed Annuity is built for individuals who want to participate in market growth—without putting their principal at risk. This makes it an excellent fit for retirement-focused investors seeking security, flexibility, and long-term stability.
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Market Participation Without the Risk of Loss
The ClearSprings Life ViStar Annuity offers multiple index crediting strategies that allow your savings to grow based on market performance. Whether you’re looking for monthly average or annual point-to-point strategies, this product ensures your principal is fully protected even if the market declines.
Accessible and Retirement-Ready
With a low minimum initial premium, the Annuity is designed to be accessible for individuals and families across all stages of retirement planning. Its tax-deferred growth feature allows your funds to compound more efficiently over time—without being reduced by annual income taxes.
Liquidity When You Need It
After the first contract year, you can withdraw up to 10% of your account value annually without surrender charges, giving you built-in financial flexibility. In addition, the contract provides withdrawal charge waivers for terminal illness and nursing home confinement, offering crucial access during unexpected health events.
Surrender Schedule and Death Benefit
The ClearSprings Life ViStar includes a clear surrender charge schedule, designed to protect your contract value while still offering access if your needs change over time. Should you pass away, your beneficiaries receive the full account value, with no surrender penalties—ensuring your legacy is preserved.
Why Clients Choose Diversified Insurance Brokers
At Diversified Insurance Brokers, our team provides expert guidance to help you choose the annuity that aligns with your long-term goals. The ClearSprings Life ViStar Fixed Indexed Annuity is a smart option for those seeking growth potential, downside protection, and accessible liquidity in retirement.
🎯 Want a retirement strategy that grows with the market while keeping your principal safe?
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Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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