GBU Life Asset Guard Annuity – Fixed Growth with Liquidity and Flexible Withdrawal Features
At Diversified Insurance Brokers, we help individuals secure financial stability through fixed annuity solutions that provide guaranteed growth and tax-deferred accumulation. The GBU Life Asset Guard Multi-Year Guarantee Annuity (MYGA), issued by GBU Insurance Company, is ideal for those seeking predictable returns, flexible access to their funds, and multiple renewal options.
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Guaranteed Rates for Up to Five Years
The Asset Guard MYGA offers fixed interest rate guarantees for 2, 3, 4, or 5 years, allowing clients to select a term that aligns with their financial goals. At the time of publication of this article, the minimum premium is $25,000, with a maximum of $2,000,000 accepted without prior approval. This structure provides solid accumulation without the risks of market fluctuation.
Early Access with Flexible Withdrawals
This annuity stands out for its liquidity, offering penalty-free withdrawals of up to 10% of the contract value each year—starting in year one. Even better, if you don’t use the full 10% withdrawal, the unused portion can roll over to the next year, allowing for up to 20% withdrawal in a future year. That kind of flexibility is rare among MYGAs.
Waivers for Life’s Unexpected Challenges
If the policyholder faces nursing home confinement, critical illness, or terminal illness, additional withdrawal charge waivers are available, offering peace of mind and access to funds during difficult times.
Death Benefit and End-of-Term Options
Should the policyholder pass away, beneficiaries receive the full accumulation value—with no surrender charges. At the end of the term, policyholders can:
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Renew at a new guaranteed rate
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Withdraw funds without penalty
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Convert the annuity into a structured income stream
Why Clients Work with Diversified Insurance Brokers
We offer expert guidance to help you select the annuity that fits your unique goals. Whether you’re reallocating conservative savings or rolling over a retirement account, the Asset Guard MYGA offers a compelling blend of security, liquidity, and flexibility.
🎯 Interested in securing predictable growth with built-in access to your funds?
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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