Guaranteed Interest for 3, 5, or 7 Years

Choose the term that fits your needs. With the MNL Guarantee Pro, your interest rate is guaranteed and fixed for the length of the contract—no surprises and no market exposure. Whether you prefer a shorter 3-year plan or a longer 7-year strategy, you’ll benefit from predictable growth and tax-deferred compounding.

Liquidity With Built-In Flexibility

After the first contract anniversary, you can withdraw up to 10% of your account value each year penalty-free—giving you access to funds when you need them most. If you face a qualifying health challenge, the Nursing Home Confinement Waiver provides 100% penalty-free access, delivering added peace of mind.

A Simple Estate Transfer Strategy

Should something happen to you, your beneficiaries receive the full accumulation value of your annuity without surrender charges. It’s a clean, efficient way to transfer wealth without the volatility of the stock market or the delays of probate.

Is the MNL Guarantee Pro Right for You?

This annuity is an ideal fit for:

• Retirees seeking CD alternatives with higher guaranteed returns

• Pre-retirees looking for tax-deferred savings growth

• Individuals needing a conservative base for income planning

• Families interested in passing wealth on securely