Fixed Interest Terms Built for Your Timeline

The Diamond Head MYGA provides guaranteed interest rates for terms ranging from 3 to 10 years, allowing you to lock in returns that match your retirement plan. Whether you’re looking for short-term stability or a longer-term growth horizon, you can structure your annuity to align with your goals.

Earnings grow tax-deferred, allowing you to accumulate more wealth compared to taxable investment accounts.

Liquidity Features for Life’s Unexpected Moments

While this is a fixed annuity, it offers surprising flexibility. Starting after year one, you can withdraw up to 10% of your contract value each year—penalty-free. This gives you room to access funds without losing your guarantees.

For added peace of mind, the built-in Life Events Rider allows additional penalty-free access in the event of terminal illness, nursing home confinement, or other qualifying life events.

Thoughtful Estate Planning Built In

If you pass away during the contract term, your beneficiaries will receive the full account value, not just the premiums paid. There are also spousal continuation options, ensuring that your loved ones can continue the contract with its full value and benefits.

This makes the Diamond Head MYGA a practical option for those who want to leave a financial legacy without unnecessary tax or administrative burdens.

Who Is This Annuity Designed For?

The Diamond Head MYGA may be a strong fit for:

• Individuals seeking safe, fixed growth without market exposure

• Retirees needing stable returns and principal protection

• Pre-retirees planning rollovers or IRA transfers

• People who want some liquidity while preserving guarantees

• Those interested in simplified wealth transfer to beneficiaries

If you’re looking to lock in predictable gains while keeping access and flexibility, this product is worth a closer look.