Why Your Retirement Strategy Should Include a Guaranteed Income Stream
Most retirees don’t fear the market—they fear running out of money. And in an age where pensions are nearly extinct, the burden of income planning has shifted entirely onto individuals. That’s why adding a guaranteed lifetime income stream to your retirement portfolio isn’t just smart—it’s essential.
Annuities with income riders can act like a personal pension, providing regular monthly payments for life, regardless of how long you live or what the markets do. These products are uniquely positioned to fill the income gap left by Social Security and replace the peace of mind that pensions once offered.
The Power of Lifetime Income
Let’s say you invest $1,000,000 into a fixed indexed annuity with a guaranteed income rider. Depending on your age and the contract structure, you could receive $60,000–$75,000 annually for the rest of your life—even if your account balance runs out.
This kind of certainty can dramatically improve your retirement confidence. No guessing. No need to sell stocks in a down market. Just predictable income that shows up every month.
At Diversified Insurance Brokers, we help clients evaluate dozens of annuity contracts and riders, including those with long-term care enhancements, joint payouts for spouses, and income bonuses. Every plan is custom-designed to fit your retirement timeline and income needs.
Visit our annuity rate page here: https://www.diversifiedquotes.com/current-annuity-rates/
Contact Us Today: Want a retirement income plan that doesn’t run out before you do?
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