Allianz 222 Fixed Index Annuity – Bonuses, Growth, and Lifetime Income Protection
Smart Retirement Planning With Long-Term Growth and Income
At Diversified Insurance Brokers, we help individuals build customized retirement strategies that balance income, protection, and growth. The Allianz 222 Fixed Index Annuity, issued by Allianz Life Insurance Company of North America, is designed to provide powerful retirement benefits through premium bonuses, enhanced income features, and principal protection during market downturns.
This annuity is an ideal solution for individuals who want to protect their savings while securing increasing income for life, especially if long-term care needs become a concern.
📄 Click here to request your personalized annuity quote.
Ensure you are receiving the absolute top rates
Current Fixed Annuity Rates
Compare today’s best fixed annuity rates from top carriers.
Current Bonus Annuity Rates
See which annuities offer the highest upfront bonus today.
Request an Annuity Quote
Submit our annuity request form to get personalized rate options.
Lifetime Income Calculator
Use our calculator to see how much guaranteed income your annuity can provide.
Premium and Interest Bonuses With Protected Income Value (PIV)
When you purchase the Allianz 222 Annuity, your premium automatically receives a 15% bonus applied to the Protected Income Value (PIV). In addition, interest bonuses multiply any credited interest by 150%, creating long-term growth within the PIV—even in flat market years. These bonuses make this annuity especially valuable for those focused on income planning over accumulation.
Tax-Deferred Growth and Market Protection
All earnings grow tax-deferred, and your principal is protected from market losses, no matter which index crediting strategy you choose. This ensures steady growth without downside risk—critical for those in or near retirement.
Penalty-Free Withdrawals and Income Flexibility
After the first contract year, you can withdraw up to 10% of your contract value annually without penalty. And when you’re ready to begin taking income, you can convert your Protected Income Value into guaranteed lifetime income, even if your contract value has been reduced by withdrawals or market changes.
Income Doubling With the Allianz Income Multiplier Benefit
If you become confined to a qualified facility or require long-term care, the Allianz Income Multiplier Benefit allows your income withdrawals to double for up to five years. This built-in feature enhances your ability to manage unexpected healthcare costs in retirement.
Guaranteed Minimum Value
The Allianz 222 also includes a Guaranteed Minimum Value, which provides an additional layer of financial security and ensures a strong foundation for income, even in low-interest environments or during periods of poor market performance.
Who Should Consider the Allianz 222 Annuity?
This annuity may be a strong fit for:
-
Pre-retirees and retirees looking to lock in income with bonuses
-
Individuals who want income that increases over time
-
Savers concerned about future long-term care costs
-
Those who value guaranteed protection and market-linked growth
📄 Click here to request your personalized annuity quote.
Contact Us Today:
Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
📞 Call us at 800-533-5969
🔗 Visit our annuity rate page here
📍 Contact Us Page
