American National Strategy PLUS 10 Indexed Annuity
A Versatile Annuity Focused on Growth and Income Stability
At Diversified Insurance Brokers, we help clients build retirement strategies that combine security, growth, and guaranteed income. The American National Strategy PLUS 10 Indexed Annuity offers a flexible framework that includes strong crediting options, tax advantages, income for life, and estate protection—all in a single solution.
Whether you’re looking to build long-term accumulation or lock in a lifetime income stream, this annuity offers a balance of performance and protection.
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Index Crediting Options with Long-Term Growth Potential
The Strategy PLUS 10 Indexed Annuity offers multiple index crediting strategies, allowing policyholders to customize their growth approach:
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BNPP Patriot Index
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S&P 500® Index (excluding dividends)
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S&P MARC 5% Index
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Nasdaq-100® Index
Each of these options offers a different approach to capturing market performance while protecting against downside risk. Interest is credited based on the performance of your selected index, but your principal is never at risk due to market losses.
To see how the crediting options and caps compare with other leading indexed annuities, fill out our annuity quote request form for a personalized report.
Guaranteed Income for Life, Even If the Account Runs Out
For those focused on securing reliable retirement income, the Lifetime Income Rider (LIR) provides guaranteed payouts for life—even if your account value is eventually depleted. This rider creates peace of mind by transforming a portion of your savings into a personal pension you can never outlive.
It’s an ideal solution for retirees worried about longevity risk or running out of money in later years.
Access and Liquidity, Even in Uncertain Times
The Strategy Indexed Annuity PLUS 10 also includes:
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Penalty-free withdrawals of up to 10% annually after the first contract year
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A Guaranteed Minimum Surrender Value, ensuring you receive a predetermined amount if you need to surrender the contract early
It also features health-based waivers to provide access to funds during challenging life events.
Legacy Planning Made Simple
In the event of death, beneficiaries receive the full accumulation value of the contract without surrender charges, offering a clean and efficient wealth transfer strategy. The policy also supports enhanced death benefit options depending on the configuration at issue.
Who This Annuity May Be a Good Fit For
The American National Strategy Indexed Annuity PLUS 10 may be an excellent choice for:
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Individuals who want market participation with full principal protection
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Pre-retirees or retirees seeking lifetime income with downside risk mitigation
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Savers who want access to multiple index strategies for diversification
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People who value liquidity and surrender value guarantees
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Clients who want a tax-deferred legacy tool for transferring wealth
It’s a flexible and well-rounded product for those who want to plan confidently for both income and accumulation.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
Schedule here:
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