Aspida Synergy Choice Bonus Annuity – Market Growth, Premium Bonus, and Built-In Income Protection
Designed for Growth, Income, and Flexibility
At Diversified Insurance Brokers, we help individuals and families secure financial protection that adjusts with their needs. The Aspida Synergy Choice Bonus Annuity, issued by Aspida Life Insurance Company, offers a robust combination of market-linked accumulation, premium bonus incentives, and liquidity features—without the risk of market losses.
Whether your goal is retirement income, wealth transfer, or preserving capital with upside potential, this annuity delivers long-term value.
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Bonus-Driven Accumulation Right from the Start
One of the key features of the Synergy Choice Bonus Annuity is its premium bonus, applied to the accumulation value at contract issue:
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8% bonus on 5-year contracts
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15% bonus on 10-year contracts
This immediate boost helps amplify the power of compound growth—especially when combined with tax-deferred accumulation, allowing earnings to grow faster without annual taxation.
If you’d like to compare this annuity’s bonus and crediting structure with other top products, complete our annuity quote request form and we’ll send a side-by-side breakdown tailored to your needs.
Diversified Index Options for Long-Term Growth
The Synergy Choice Bonus Annuity offers a strong lineup of index crediting strategies, including:
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Citi Aria Index
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Goldman Sachs Grand Prix Index
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Nasdaq-100 Index
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S&P 500 Index
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Invesco QQQ Growth Index
These options allow you to customize your allocation for performance and volatility preferences—while still ensuring that your principal is never at risk from market downturns.
Built-In Protection and Access
This annuity offers more than just growth—it also supports access and protection:
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Penalty-free withdrawals of up to 10% annually after year one
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Nursing Home and Terminal Illness Waivers for qualifying events
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Bailout Feature, which allows full access to the contract value if the S&P 500 annual point-to-point cap drops below a pre-set threshold
At death, beneficiaries receive the full accumulation value, avoiding surrender charges and probate delays.
Who This Annuity May Be a Good Fit For
The Aspida Synergy Choice Bonus Annuity may be a strong fit for:
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Individuals who want market participation with principal protection
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Clients looking for an upfront premium bonus to jumpstart growth
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People planning for income flexibility and access in case of health events
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Savers seeking diversified index options and optional lifetime income strategies
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Retirees who want to hedge against market timing and interest rate changes
This annuity is well-suited for both qualified and non-qualified funds and works particularly well for clients transitioning out of lower-yielding vehicles like CDs or bond portfolios.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
Schedule here:
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