Delaware Life Target Growth 10 Fixed Index Annuity – Principal Protection with Built-In Growth Guarantees
Market Growth with Downside Protection
At Diversified Insurance Brokers, we help clients make smarter annuity decisions that support long-term stability. The Delaware Life Target Growth 10 Fixed Index Annuity, issued by Delaware Life Insurance Company, offers a powerful mix of market participation, downside protection, and guaranteed account value growth—ideal for those looking to protect their assets while still benefiting from market performance.
This annuity offers a 10-year surrender schedule and a blend of features designed to provide retirement confidence.
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Multiple Index Crediting Strategies
Policyholders can choose from several index crediting strategies, including:
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S&P 500® Index
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Goldman Sachs Canopy Index
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Franklin SG Select Index
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First Trust Capital Strength Barclays 10% Index
These index options are designed to offer a mix of volatility control and long-term upside, giving you the flexibility to tailor your strategy to your personal risk preferences. All growth is tax-deferred, which means more money compounding over time.
Need help selecting the best strategy? Request a personalized annuity quote and one of our advisors will walk you through your options.
Guaranteed Growth with GMAV
One of the standout features of this annuity is the Guaranteed Minimum Account Value (GMAV)—which guarantees that your account will be worth at least 120% of your initial premium at the end of the 10-year term, even if index returns underperform.
This built-in benefit gives you peace of mind, knowing that your retirement savings will grow no matter what the market does.
Liquidity and Protection Features
Starting in year two, the contract allows for penalty-free withdrawals of up to 10% of the account value annually. It also includes a Bailout Provision, which allows you to access all your funds without surrender charges if your renewal cap rates drop below a specified threshold.
This level of flexibility makes the Target Growth 10 a great fit for those who value both security and access.
Estate Planning Benefits
In the event of death, beneficiaries receive the full accumulation value—making this annuity a tax-efficient tool for passing on wealth.
Who This Annuity May Be a Good Fit For
The Delaware Life Target Growth 10 Annuity may be a strong fit for:
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Individuals nearing or entering retirement who want principal protection with upside potential
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Savers interested in guaranteed growth over 10 years
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Conservative investors who want to avoid market losses while still participating in gains
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IRA or rollover clients seeking a long-term, accumulation-focused solution
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Those who value flexibility and guaranteed minimum values
If you’re looking to grow your retirement funds without the risk of market loss, this product is a compelling choice.
Contact Us Today:
Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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