Midland National Income Planning Annuity – Growing Lifetime Income with Long-Term Care Support
At Diversified Insurance Brokers, we help individuals build a secure financial future with annuity solutions designed for guaranteed income, growth, and peace of mind. The Midland National Income Planning Annuity is a powerful fixed indexed annuity that provides steadily increasing lifetime income, long-term care protection, and flexible access—making it a strong option for retirement planning.

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10% Annual Income Increase for 10 Years
One of the most compelling features of this annuity is the Lifetime Payment Increase, which boosts your income by 10% each year for up to 10 years. This ensures your retirement income keeps pace with rising costs and gives you a larger, more stable income stream later in life—especially valuable if you plan to delay income payments.
Market-Linked Growth with Principal Protection
The Midland National Income Planning Annuity allows your retirement savings to grow based on market performance—without risking your principal. Index crediting strategies help capture growth potential while shielding your funds from market downturns, providing long-term financial stability.
Tax-Deferred Compounding
Earnings grow tax-deferred, allowing your money to compound more efficiently over time. This gives your retirement savings a better chance of lasting longer—and growing larger—than they might in a taxable account.
Penalty-Free Withdrawals and Long-Term Care Support
After the first year, you can take penalty-free withdrawals of up to 10% annually, offering flexibility for unexpected expenses. If you qualify for long-term care, the LPA Multiplier Benefit can double your income for up to five years, providing added financial relief during periods of increased care needs.
Why Work With Diversified Insurance Brokers
We help clients evaluate annuities based on their individual retirement goals, income timelines, and health planning needs. The Midland National Income Planning Annuity is ideal for those seeking increasing lifetime income, flexibility, and enhanced long-term care benefits.
🎯 Looking for a growing income stream with built-in long-term care protection?
Submit a quote request here to see how the Midland National Income Planning Annuity fits into your retirement strategy.
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Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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