Oceanview Harbourview MYGA – Guaranteed Growth with Flexibility and Protection
At Diversified Insurance Brokers, we specialize in annuity solutions designed to provide long-term stability, guaranteed growth, and simple planning. The Oceanview Harbourview Multi-Year Guaranteed Annuity (MYGA), issued by Oceanview Insurance Company, is a fixed annuity designed for individuals who want predictable returns and principal protection without market risk.
With a range of term options and built-in liquidity features, Harbourview gives you the confidence to plan for retirement with peace of mind.
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Predictable Growth with Flexible Terms
The Oceanview Harbourview MYGA offers guaranteed fixed interest rates and multiple contract lengths, allowing you to choose what works best for your financial timeline:
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Available terms: 2, 3, 4, 5, 6, 7, and 10 years
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Fixed rate locked in for the entire duration
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No market risk, no fluctuation—just guaranteed returns
This makes it a great fit for pre-retirees and conservative investors looking for certainty in uncertain times.
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Liquidity Without Sacrificing Safety
Even though it’s a fixed product, Harbourview includes flexible withdrawal provisions, including:
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Penalty-free withdrawals of up to 10% annually after year one
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Nursing home and terminal illness waivers for qualifying health events
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At the end of the term, choose from renewal, income conversion, or full withdrawal—without penalties
You stay in control throughout the life of the contract, with options to meet both planned and unexpected needs.
Protection for You and Your Loved Ones
This MYGA includes a guaranteed death benefit, ensuring your full contract value passes to your beneficiaries if something happens to you before the term ends. No penalties, no surrender charges—just a clear and reliable transfer of wealth.
Trusted Carrier, Expert Support
Backed by Oceanview Life and Annuity Company, Harbourview is supported by disciplined investment management and strong carrier stability. When you partner with Diversified Insurance Brokers, you gain expert insight into how this product fits within your retirement income plan—and how to structure it for your exact goals.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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