Lifetime Income with an Annual Roll-Up Boost
At the core of the Income Edge Annuity is its Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, which provides income for life—even if your account value runs out. The GLWB includes an annual roll-up feature that increases your income base by a guaranteed percentage each year for up to 10 years, provided no withdrawals are taken.

This roll-up allows retirees to significantly boost their future income potential, especially if they plan to defer withdrawals during the early years of retirement.

Market Protection with Growth Opportunities
Like other fixed indexed annuities, the Symetra Income Edge protects your principal against market losses while offering growth tied to the performance of market indices. You can choose from various index-linked crediting strategiesdesigned to balance growth and protection—giving your retirement savings more potential than traditional fixed-rate products, without exposing them to volatility.

And since earnings are tax-deferred, your accumulation can grow faster by avoiding annual taxation until withdrawal.

Flexible Payout Options and Income Strategies
Symetra gives policyholders control over how they receive income. The annuity offers two key withdrawal strategies:

• Level Withdrawals: Provides a steady, guaranteed income stream that doesn’t change with market performance

• Index-Linked Withdrawals: Offers the potential for income increases over time, depending on index performance, helping retirees keep pace with inflation

Whether you value predictability or growth potential, this product lets you customize your payout strategy.

Additional Benefits and Liquidity Features
The Symetra Income Edge also includes:

• Penalty-free withdrawals of up to 10% annually starting in the second contract year

• Access to lifetime income even if the account is depleted

• Joint life payout options for spouses

• Death benefit protection, ensuring any remaining account value passes to beneficiaries

These features make the annuity flexible and reliable for both single retirees and couples.

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Why Choose Diversified Insurance Brokers
With access to over 75 top-rated insurance carriers, including Symetra, our advisors at Diversified Insurance Brokers can help you evaluate your retirement income goals, compare annuity options, and secure the right product for your needs.

If you’re looking for a guaranteed income stream with growth potential, the Symetra Income Edge Annuity is an excellent fit—and we’re here to help you determine if it’s right for your situation.