What If You’re Denied Life Insurance? Here’s What to Do Next
A life insurance denial can feel like a door slammed shut—but it’s really just a detour. If you’ve been declined, that doesn’t mean you’re uninsurable. It means you need a different strategy—and a broker who understands how to navigate high-risk underwriting.
At Diversified Insurance Brokers, we help individuals with complex medical histories, elevated BMI, mental health conditions, or past declines find legitimate coverage with high-risk life insurance companies. We know which carriers are more lenient toward specific conditions, and we often secure policies others can’t.
If you’ve been declined:
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Request a copy of the underwriting report or MIB (Medical Information Bureau) file
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Gather your health records and medication list
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Contact a broker who specializes in high-risk life insurance
We often pursue simplified issue or graded death benefit policies when fully underwritten options aren’t available, and in some cases, we help clients improve their insurability over time. Whether you’ve been declined for bipolar disorder, sleep apnea, high blood pressure, or another condition—we’ve seen it, and we’ve helped.
Visit our high-risk life insurance page here to explore your options and next steps.
Contact Us Today: Denied life insurance recently? We specialize in second chances.
📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Jarad
Or visit our Contact Page: https://www.diversifiedquotes.com/contact-us/