Built for Accumulation—Without Market Risk

The Americo Elite 5 uses fixed indexed crediting strategies to grow your contract value based on the performance of popular market indices, including:

• S&P 500® Index

• NASDAQ Biotechnology Index

• Dow Jones Industrial Average

These options offer exposure to different sectors and asset classes—all while protecting your principal from market downturns.

Interest earnings grow tax-deferred, allowing for more efficient compounding over time. If you’d like to compare the Americo Elite 5 to other short-term annuities, request a customized quote here, and our team will walk you through side-by-side illustrations.

Liquidity and Lifetime Income Options

After the first year, you can withdraw up to 10% annually from your annuity without penalty. The contract also includes special waivers for nursing home confinement or extended hospital stays, giving you access to funds in the event of a serious health event.

For long-term security, the Guaranteed Lifetime Income option allows you to convert your annuity into a stream of payments you can never outlive—regardless of market performance or how long you live.

Legacy Protection for Your Family

In the event of the annuitant’s passing, the full accumulation value is paid directly to beneficiaries—ensuring your savings are preserved and transferred efficiently.

Who This Annuity May Be a Good Fit For

The Americo Elite 5 Index Annuity may be a great solution for:

• Individuals nearing retirement who want short-term flexibility without sacrificing growth

• Clients who value multiple index options but want principal protection

• Pre-retirees or retirees looking for access to their money in emergencies

• Savers who plan to generate income in retirement but aren’t ready yet

• Individuals seeking a legacy-friendly annuity with a 5-year surrender window

It’s also a strong fit for rollover funds or cash repositioning when you want an efficient, safe accumulation solution with income flexibility built in.