Premium Bonus + Index Growth = Strong Accumulation
At the time of publication, this annuity includes a premium bonus of up to 10%, applied immediately to your benefit base. Combined with multiple crediting strategies linked to performance-based indices, you have the opportunity to grow your account without the risk of market loss.

Crediting strategies include:

• S&P 500® Index – a classic market benchmark

• Athene U.S. Rising Dividend Index – designed to track dividend-growth companies

• AI Powered U.S. Equity Index – a cutting-edge strategy that uses artificial intelligence to select stocks with upside potential

• Multi-Asset Risk Control Index (MSCI) – focused on diversified performance with built-in volatility control

These options are available with uncapped strategies and enhanced participation rates when you activate the Income Benefit Rider.

Guaranteed Lifetime Income with Flexibility
What sets the Ascent Pro 10 Bonus apart is its built-in Income Benefit Rider (activated automatically unless declined at contract issue). This rider offers:

• Guaranteed Lifetime Income: Even if your account value goes to zero, income continues

• Roll-up Rates: The benefit base grows annually by a guaranteed percentage (up to 10% simple) for the first 10 years

• Flexible Payouts: Choose single or joint lifetime income, with payment start dates that fit your goals

• Enhanced Income: If you meet qualifying conditions such as nursing home confinement, income payments may double for a limited time

This feature provides retirees with predictable monthly income, regardless of market performance or longevity.

Additional Benefits and Liquidity
The Ascent Pro 10 Bonus includes several features that make it suitable for a wide range of retirement needs:

• 10% Annual Penalty-Free Withdrawals after year one

• Full Waivers for Terminal Illness or Nursing Home Confinement

• No Annual Contract Fees

• Death Benefit equal to the greater of the contract value or guaranteed minimum value

• Tax-Deferred Growth allows your funds to accumulate faster than taxable investments

This annuity has a 10-year surrender charge schedule, with declining penalties each year.

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Is the Athene Ascent Pro 10 Bonus Right for You?
This annuity is well-suited for:

• Individuals ages 50–75 planning for retirement income in 5–10 years

• Those looking to protect principal while benefiting from market-linked growth

• Clients who want guaranteed lifetime income with the ability to double payouts under qualifying health conditions

• Pre-retirees looking to lock in bonuses and roll-ups now for income later

If you’re exploring annuities for the first time or comparing retirement income options, the Ascent Pro 10 Bonus is worth serious consideration.