Market Growth Without Market Loss
The Velocity Annuity offers market-linked growth through a combination of index crediting strategies, all while protecting your principal from market downturns. This ensures your savings are never reduced due to negative market performance—making it a strong choice for conservative investors who still want meaningful upside potential.

Tax-Deferred Compounding and Daily Growth Tracking
Your funds grow tax-deferred, allowing for greater compounding over time. The innovative Balanced Allocation Value (BAV) system tracks growth opportunities daily and locks in gains every two years, helping you build reliable income with less exposure to volatility.

Income That Increases Over Time
The Velocity Income Rider is automatically included at no extra cost and offers:

• A 15% Income Base Bonus at issue

• 175% Interest Earnings Growth applied every two years to enhance the income base

• Guaranteed lifetime income, even if the account value is depleted

This combination allows your income to grow steadily, ensuring financial security as you age.

Liquidity and Emergency Access
After the first year, you can access up to 10% of your contract value annually without penalties. This provides important flexibility while keeping your long-term goals intact.

Enhanced Death Benefit for Your Family
The Family Endowment Rider® (FER®) and FER Max enhance the death benefit to ensure your beneficiaries receive more than just the account value—creating a stronger legacy for your loved ones.

Why Work With Diversified Insurance Brokers
We guide our clients through every step of the annuity selection process. With access to leading carriers like Athene and deep product knowledge, our team ensures you choose a solution that aligns with your retirement income goals, risk tolerance, and legacy objectives.

🎯 Looking for increasing lifetime income with built-in protection and a strong legacy benefit?
Submit a quote request here to see if the Athene Velocity Annuity is the right fit for your retirement plan.