Guaranty Income Life Guaranty Growth Plus Fixed Indexed Annuity
The Guaranty Growth Plus Annuity offers market participation, downside protection, and guaranteed lifetime income—ideal for long-term retirement security.
Mike Dusombre, CLTC, CRPC
Posts by Mike Dusombre, CLTC, CRPC:
Royal Neighbors MYGA – Fixed Returns with Emergency Access and Flexible Renewal Options
The Royal Neighbors Multi-Year Guarantee Annuity offers fixed interest, tax-deferred growth, and emergency access benefits to support secure retirement planning.
F&G Life Performance Pro Annuity – Market Growth with Principal Protection and Guaranteed Lifetime Income
The Fidelity & Guaranty Life Performance Pro Fixed Indexed Annuity offers market-linked growth, guaranteed income, and enhanced features for long-term retirement security.
Global Atlantic ForeAccumulation II Fixed Indexed Annuity – Market Growth with Guaranteed Principal Protection
The Global Atlantic ForeAccumulation II Annuity offers market-linked growth with no downside risk, a guaranteed legacy benefit, and flexible access to funds—ideal for those looking to grow and protect retirement savings.
Symetra Select Pro Fixed Deferred Annuity – Predictable Growth, 15% Liquidity, and Strong Guarantees
The Symetra Select Pro Fixed Deferred Annuity offers guaranteed multi-year interest rates, up to 15% annual liquidity, and strong death benefit protection for safe and stable retirement growth.
North American Guaranteed Allocation 10 – Fixed Growth with Flexible Strategy and Protection
The North American Guaranteed Allocation 10 offers fixed credited rates, flexible allocation strategies, and penalty-free withdrawals for predictable retirement growth with protection.
How Multi-Year Guaranteed Annuities (MYGAs) Compare to CDs in 2025
Both MYGAs and CDs offer safe, fixed interest—but only one provides tax-deferred growth and long-term planning flexibility.
Global Atlantic SecureFore 5 – A Fixed Annuity with Guaranteed Growth and Flexibility
The SecureFore 5 Annuity from Global Atlantic offers 5 years of fixed interest, principal protection, and flexible withdrawal options—ideal for secure retirement planning.
Symetra Select Max – Fixed Growth with Flexibility and Long-Term Security
The Symetra Select Max Fixed Deferred Annuity offers guaranteed interest, penalty-free interest withdrawals, and flexible renewal options—making it an excellent choice for those seeking stability and protection in retirement.
Nassau MYAnnuity 5X/7X – Fixed Growth with Long-Term Protection
The Nassau MYAnnuity 5X/7X offers guaranteed interest rates, flexible withdrawal options, and long-term stability for retirement planning.
EquiTrust MarketForce Bonus – 8% Bonus, Index Growth & Retirement Security
With an 8% premium bonus and flexible growth options, the MarketForce Bonus Index Annuity helps protect your future while offering meaningful upside in retirement.
Lincoln OptiBlend – Market Growth Potential with Principal Protection
The Lincoln OptiBlend annuity offers strong index-linked growth potential and full principal protection—ideal for those who want retirement growth without the risk of loss.
Protective Asset Builder II – Growth Potential with Market Protection and Income Flexibility
The Protective Asset Builder II FIA delivers market-linked accumulation, principal protection, and income flexibility—ideal for individuals seeking secure retirement growth.
EquiTrust MarketPower Bonus – Upfront Bonus, Income Multipliers, and Long-Term Growth
The EquiTrust MarketPower Bonus annuity offers a 10% premium bonus, powerful income growth options, and index-linked crediting—ideal for retirement savers who want protection and upside potential.
SILAC Vega Bonus – Flexible Growth, a 50% Bonus, and Lifetime Income Protection
The SILAC Vega Bonus Fixed Indexed Annuity delivers flexible accumulation, up to a 50% benefit bonus, and lifetime income options—making it a smart choice for individuals seeking growth and protection.
Oceanview Harbourview MYGA – Guaranteed Growth with Flexibility and Protection
The Oceanview Harbourview MYGA offers fixed interest rates, multiple term lengths, and flexible withdrawal features—making it a smart solution for secure retirement accumulation.
NWL Impact 10 – 7% Bonus Growth with Long-Term Security and Income
The NWL Impact 10 annuity delivers a 7% premium bonus, flexible income options, and principal protection—making it a strong choice for retirement-focused investors.
EquiTrust MarketFive – 5-Year Growth with Guarantees and Market-Linked Potential
The EquiTrust MarketFive annuity provides a 5-year term, principal protection, and market-based strategies—ideal for those seeking short-term growth with guaranteed security.
Midland National MNL IndexBuilder 10 – Bonus Growth, Market Protection, and Lifetime Income
The MNL IndexBuilder 10 from Midland National offers up to a 17% bonus, multiple index strategies, and flexible income options—ideal for those seeking long-term retirement security.
Delaware Life DualTrack Income Fixed Indexed Annuity – Two Income Paths. One Powerful Outcome
The Delaware Life DualTrack Income annuity gives retirees a unique way to grow future income—combining a 9% guaranteed roll-up with a performance-based track that locks in the higher value.
Ibexis FIA Plus Fixed Indexed Annuity – Capture Growth While Managing Risk
The Ibexis FIA Plus annuity offers accumulation-focused investors annual lock-in features, flexible risk exposure, and access to high-performing indexes—all with market protection built in.
National Life Group Zenith Income 10 Fixed Indexed Annuity – Income Growth with Protection and Flexibility
The Zenith Income 10 from National Life Group offers powerful lifetime income guarantees, flexible bonus options, and protection from market risk—all from a carrier known for over 175 years of financial strength.
SILAC Denali Fixed Indexed Annuity – Steady Accumulation with Lifetime Income & Health Protection
The Denali FIA offers tiered indexed crediting strategies, principal protection, lifetime withdrawals, and built‑in health event benefits—without annual fees or rider charges.
GBU Future Flex Fixed Indexed Annuity – Flexible Growth, Protected Principal
The GBU Future Flex FIA offers a range of index crediting methods, flexible terms, and guaranteed capital protection—ideal for investors seeking tailored growth without downside risk.
Americo Ultimate One Index 9 Fixed Indexed Annuity – Secure Growth, Streamlined Structure
The Americo Ultimate One Index 9 FIA offers market-linked growth using the S&P 500 Index, a simple term structure, and strong guarantees—ideal for cautious growth seekers.
Midland National RetireVantage Fixed Indexed Annuity – Balanced Growth with Principal Protection
The Midland National RetireVantage FIA offers flexible index strategies and growth potential with guaranteed downside protection—perfect for conservative and growth-focused savers alike.
Reliance Standard Secure Growth & Income Annuity – Stability with Income Potential
The Reliance Standard Secure Growth & Income Annuity delivers fixed interest accumulation alongside an optional income rider—ideal for those seeking reliability and retirement income.
Global Atlantic ForeAccumulation II Fixed Index Annuity – Growth with Zero Market Risk
The Global Atlantic ForeAccumulation II FIA delivers market-indexed growth tied to upside performance—without risking your principal.
GBU Defined Benefit Annuity – A Smarter Path to Guaranteed Retirement Income
The GBU Defined Benefit Annuity offers a simplified, structured approach to retirement savings—locking in a fixed outcome and guided step-by-step toward a guaranteed income goal.
What Makes Fixed Indexed Annuities Different from Fixed Annuities?
Both offer principal protection—but the way they grow your money is very different. Here’s what you need to know before choosing.
When Fixed Annuities Outperform Market-Based Investments
Think you have to take on market risk to grow your money? Think again. Fixed annuities can outperform when safety matters most.
Why Annuities Are the Best Pension Replacement for Today’s Retirees
Traditional pensions may be gone, but that doesn’t mean guaranteed income has to be. Annuities can help you create your own private pension—and give you income for life.
Do You Still Need Life Insurance After Retirement?
Many retirees cancel their life insurance too soon—without realizing how powerful it can be as a legacy, tax, or income tool.
Why Your Retirement Strategy Should Include a Guaranteed Income Stream
Market-based retirement plans leave your future exposed. Here’s why a guaranteed income source like an annuity should be part of every retirement portfolio.
How to Protect Your Family with the Right Life Insurance Policy
Choosing the right life insurance policy can be the difference between financial chaos and long-term peace of mind for your family.
Why Bonus Annuities Could Be the Smartest Move for Your Retirement
Upfront bonus annuities offer immediate value—and that could mean tens of thousands of dollars added to your retirement income plan on day one.
How Fixed Annuities Help Protect Against Market Volatility
Fixed annuities offer stability in uncertain times—providing guaranteed growth and peace of mind for retirement savers.
The Hidden Risks of Not Using an Annuity in Retirement
Ignoring annuities could leave your retirement vulnerable to market volatility, inflation, and longevity risk.
How to Choose the Right Annuity Based on Your Retirement Timeline
Not all annuities are created equal—especially when it comes to your retirement timeline.
Can You Still Get Long-Term Care Insurance After Age 60?
It’s not too late to secure long-term care coverage, but your age, health, and strategy matter more than ever.
What Is Special Needs Life Insurance and Who Needs It?
Special Needs Life Insurance helps families plan for the long-term care and financial security of a loved one with a disability.
Do You Need Life Insurance If You’re Single with No Kids?
Even if you’re single and child-free, life insurance can still serve important financial purposes.
What Is Accidental Death Insurance and Who Needs It?
Accidental death insurance offers affordable protection for unexpected tragedies—and peace of mind for your family.
