American Equity IncomeShield 10 Annuity – Guaranteed Income, Long-Term Care Benefits, and a 10% Bonus
At Diversified Insurance Brokers, we’re committed to helping individuals create retirement strategies that deliver guaranteed lifetime income, protection from market volatility, and reliable financial security. The American Equity IncomeShield 10 Fixed Index Annuity, issued by American Equity Investment Life Insurance Company, is designed for those seeking dependable growth, flexible access, and built-in protection for long-term care needs.
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10% Premium Bonus for Immediate Value
This annuity begins with a 10% premium bonus, instantly boosting the starting value of your contract. Whether you’re rolling over funds or investing new money, this bonus accelerates your growth and enhances the base for future income benefits.
Market-Linked Growth with Downside Protection
With a variety of index crediting strategies, the American Equity IncomeShield 10 allows your retirement savings to grow based on market performance—without risking your principal during market downturns. This ensures your nest egg remains protected while still benefiting from long-term upside.
Tax-Deferred Compounding
As your earnings grow within the annuity, they’re not taxed until withdrawn, allowing your money to compound more efficiently over time. This makes the annuity ideal for those planning ahead for steady, tax-advantaged retirement income.
Flexible Liquidity and Withdrawal Options
After the first year, you can withdraw up to 10% of your contract value annually without penalties. This provides built-in flexibility for accessing your funds while maintaining long-term growth.
Guaranteed Lifetime Income with LIBR
The Lifetime Income Benefit Rider (LIBR) ensures that you’ll receive guaranteed income for life—even if your account value reaches zero. This feature gives you lasting income security and peace of mind throughout retirement.
Double Income for Long-Term Care Needs
The Wellbeing Benefit Rider can double your income payments for up to five years if you become unable to perform two of six Activities of Daily Living (ADLs). This long-term care enhancement offers valuable support during critical health events, without the need for standalone LTC insurance.
Why Work With Diversified Insurance Brokers
Our experienced advisors help you evaluate and compare annuity options based on your retirement income goals, liquidity needs, and health considerations. The IncomeShield 10 Annuity is ideal for individuals who want a blend of growth, income, and enhanced care benefits—all backed by a strong insurer.
🎯 Want a retirement plan that includes guaranteed income and long-term care protection?
Submit a quote request here to see how the IncomeShield 10 Annuity fits your retirement strategy.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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