Why More Retirees Are Choosing Multi-Year Guaranteed Annuities (MYGAs)
As market volatility becomes more frequent and unpredictable, retirees are increasingly turning to Multi-Year Guaranteed Annuities (MYGAs) as a safe and stable alternative. MYGAs function much like certificates of deposit (CDs), offering a fixed interest rate for a specific term—typically between 2 and 10 years. The key difference? MYGA earnings grow tax-deferred, which means more compounding over time and more money in your pocket when you need it.
For those who are nearing or in retirement, Multi Year Guaranteed Annuities can be an excellent fit. They offer predictability, safety, and flexibility. You can ladder them by term, use them to protect idle cash, or simply use them to avoid market losses while still earning a competitive return. Unlike some other annuities, MYGAs are simple: no complex riders, no moving parts, just guaranteed interest and principal protection.
At Diversified Insurance Brokers, we shop Multi Year Guaranteed Annuity rates across more than 75 top-rated carriers to help you lock in the highest yield based on your preferred term and financial goals. Whether you’re looking to preserve wealth, plan for income, or simply earn more than the bank is paying, we can help you choose the right annuity.
Ensure you are receiving the absolute top rates
Current Fixed Annuity Rates
Compare today’s best fixed annuity rates from top carriers.
Current Bonus Annuity Rates
See which annuities offer the highest upfront bonus today.
Request an Annuity Quote
Submit our annuity request form to get personalized rate options.
Lifetime Income Calculator
Use our calculator to see how much guaranteed income your annuity can provide.
Contact Us Today:
Ready to explore insurance and annuity options that offer guaranteed income, principal protection, disability, life insurance, Social Security and Medicare reviews, and long-term financial growth? Let the expert advisors at Diversified Insurance Brokers help you find the right strategy for your retirement goals.
📞 Call us at 800-533-5969
🔗 Visit our annuity rate page here
📍 Contact Us Page
