North American Guaranteed Allocation 10 – Fixed Growth with Flexible Strategy and Protection
At Diversified Insurance Brokers, we help individuals plan for retirement using customized annuity solutions designed to deliver guaranteed growth, downside protection, and long-term financial security. One product that continues to stand out for clients seeking steady accumulation and flexibility is the North American Guaranteed Allocation 10 Fixed Indexed Annuity.
This annuity is a smart fit for individuals who want predictable, market-linked growth without exposing their savings to risk. With guaranteed credited rates and a variety of allocation options, it offers control, protection, and the ability to create a reliable foundation for retirement.
Why Guaranteed Allocation 10 Stands Out
The North American Guaranteed Allocation 10 provides peace of mind through guaranteed credited rates that apply throughout the entire 10-year surrender charge period. This gives policyholders the comfort of knowing exactly how their funds will grow over time—without worrying about market volatility.
The annuity offers four Model Blend strategies to help balance risk and return. These diversified options give you access to market upside potential while maintaining strong downside protection. It’s a flexible, accumulation-focused product that works especially well for clients seeking control over their retirement timeline.
Additional Key Features
In addition to steady growth, this annuity provides practical liquidity and protection benefits:
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Penalty-Free Withdrawals: Starting in year two, you can take out up to 10% of your account value annually without fees or penalties.
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Health-Related Waivers: If you face nursing home confinement or terminal illness, additional withdrawals may be available without charges.
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End-of-Term Flexibility: When your 10-year period ends, you can:
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Renew the contract at a new credited rate
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Withdraw funds with no penalty
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Convert the value into guaranteed income payments
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The annuity also includes a guaranteed death benefit, ensuring your full accumulation value is passed on to beneficiaries.
Is This Annuity a Good Fit for You?
If you’re seeking a secure, growth-oriented annuity that offers both predictability and flexibility, the North American Guaranteed Allocation 10 may be an ideal solution. It’s well-suited for conservative investors who want reliable returns and peace of mind through all market cycles.
This product is also a strong choice for individuals looking to roll over funds from a retirement account, such as a 401(k) or IRA, into an annuity that preserves capital while continuing to grow.
Why Work with Diversified Insurance Brokers?
With access to over 75 top-rated insurance companies, Diversified Insurance Brokers offers unbiased guidance and personalized annuity recommendations. Our advisors take the time to understand your retirement goals and walk you through every detail—from growth potential to withdrawal options to long-term legacy planning.
When it comes to selecting the right annuity, having the right expert in your corner can make all the difference.
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