Annuities

Both MYGAs and CDs offer safe, fixed interest—but only one provides tax-deferred growth and long-term planning flexibility.

Traditional pensions may be disappearing, but annuities offer a secure and guaranteed income stream that today’s retirees can count on.

Both offer principal protection—but the way they grow your money is very different. Here’s what you need to know before choosing.

Think you have to take on market risk to grow your money? Think again. Fixed annuities can outperform when safety matters most.

Annuities are often misunderstood—but the truth is, many of the most common objections simply don’t hold up under scrutiny.

Traditional pensions may be gone, but that doesn’t mean guaranteed income has to be. Annuities can help you create your own private pension—and give you income for life.

Think annuities are only for old people or that you’ll lose your money when you die? Let’s bust the biggest myths once and for all.

For high-risk applicants or those no longer eligible for life insurance, annuities can provide financial protection, legacy benefits, and tax advantages—without medical underwriting.

Fixed annuities are gaining popularity, but before you lock in a rate, make sure you understand these key features and trade-offs.

If you’ve ever wondered what an “annuity bonus” actually does, this guide breaks it down in plain English—so you can decide if it’s right for your retirement strategy.

Market-based retirement plans leave your future exposed. Here’s why a guaranteed income source like an annuity should be part of every retirement portfolio.

Fixed indexed annuities offer growth potential without the risk of market losses—an ideal combination for pre-retirees looking for stability and income.

With interest rates still competitive, fixed annuities offer a reliable way to grow your retirement funds with zero exposure to market risk.

Upfront bonus annuities offer immediate value—and that could mean tens of thousands of dollars added to your retirement income plan on day one.

Fixed annuities offer stability in uncertain times—providing guaranteed growth and peace of mind for retirement savers.

Ignoring annuities could leave your retirement vulnerable to market volatility, inflation, and longevity risk.

Bonus annuities offer upfront incentives, but do they make sense for your retirement strategy?

Not all annuities are created equal—especially when it comes to your retirement timeline.

Fixed annuities offer stability and guaranteed returns, yet many retirees overlook them in favor of riskier strategies.

Understanding the difference between annuitization and income riders is key to building predictable retirement income.

High interest rates can make fixed annuities more attractive—but timing and contract selection are key.

A lifetime income rider can turn your annuity into a guaranteed income stream you can’t outlive—without giving up control of your assets.

MYGAs offer guaranteed interest, tax-deferred growth, and zero market exposure—making them a favorite for conservative retirees.

A 1035 exchange lets you move from one annuity to another—tax-deferred—when your financial needs change.

Fixed indexed annuities offer protection, growth potential, and the option for guaranteed income.

Roth conversions paired with annuities can help you create tax-free income and reduce your RMD exposure in retirement.

Laddering fixed annuities creates predictable income while maintaining access to your savings over time.

Fixed indexed annuities offer the potential for growth linked to the market—without risking your principal.

MYGAs offer guaranteed rates with no market exposure—making them ideal for conservative investors.

Bonus annuities can give your retirement savings a powerful head start—if used wisely.

Fixed annuities offer safe, predictable growth when markets are uncertain.

Your payout selection could mean the difference of thousands in lifetime income. Here’s how to make the right choice.