American Life Fusion MYGIA – Fixed Growth With Market-Linked Bonus Potential
The American Life Fusion MYGIA combines guaranteed fixed interest with potential S&P 500®-linked bonus credits for enhanced growth.
Explore expert-written deep dives across all our core offerings at Diversified Insurance Brokers. This blog covers everything from annuities and life insurance to Medicare, long-term care, short-term health, disability, and burial insurance. You’ll find detailed product reviews, strategic planning tips, underwriting insights, and retirement income solutions—designed to help you protect your future, grow your savings, and make confident decisions. Whether you’re evaluating coverage, comparing carriers, or preparing for retirement, this is your go-to source for guidance you can trust.
The American Life Fusion MYGIA combines guaranteed fixed interest with potential S&P 500®-linked bonus credits for enhanced growth.
The American Life Fixed Index Annuity offers market-linked crediting options, tax-deferred growth, and protection against downside risk.
The Ibexis MYGA Plus Annuity offers guaranteed interest, penalty-free liquidity, and optional market-linked growth for flexible retirement planning.
The Ultra-Secure Plus Annuity offers fixed rates, liquidity features, and a return of premium guarantee for peace of mind.
The MNL Guarantee Pro MYGA offers predictable interest, principal protection, and tax-deferred growth for retirement.
The Nationwide Secure Growth Annuity offers predictable interest, tax-deferred growth, and strong principal protection.
The SILAC Secure Savings Annuity provides market-risk-free growth, tax advantages, and penalty-free access in retirement.
The Pacific Guardian Life Diamond Head MYGA delivers guaranteed fixed growth, penalty-free liquidity, and flexible estate planning features.
The Lincoln MYGuarantee Plus Fixed Annuity delivers stable, tax-deferred growth with guaranteed interest rates and flexible withdrawal features.
The ClearFlex Annuity offers market-linked growth with downside protection and liquidity features—ideal for retirement flexibility and long-term planning.
The Aspida Synergy Choice Max Annuity offers powerful growth potential, market-linked strategies, and strong liquidity—backed by a solid financial foundation.
The Delaware Life Target Growth 10 Annuity offers market-linked growth, principal protection, and guaranteed account value—making it a strong choice for long-term financial security.
The Americo Elite 5 Index Annuity offers a balanced approach to growth and income with a short 5-year commitment, diverse index options, and built-in lifetime income features.
The Atlantic Coast Life Accumulation Protector Plus Annuity offers a powerful 10% premium bonus, principal protection, and multi-index growth potential—making it a compelling solution for long-term savers focused on accumulation and security.
The Athene Agility Fixed Indexed Annuity combines market-linked accumulation with a built-in income rider and long-term protection—providing a complete retirement solution with no additional rider fees.
The Ameritas FlexMark Select Fixed Index Annuity offers powerful growth potential, optional premium bonuses, and guaranteed income riders—making it a flexible tool for retirement planning with long-term protection built in.
The Standard Insurance Enhanced Choice Index Plus Annuity offers guaranteed accumulation, principal protection, and multi-year participation rates—making it a solid choice for long-term retirement growth and security.
The American National Strategy Indexed Annuity PLUS 10 delivers lifetime income guarantees, market-linked growth, and protection features designed for individuals looking to build a resilient and flexible retirement strategy.
The Athene AccuMax 7 Fixed Indexed Annuity combines market-linked strategies, downside protection, and enhanced accumulation potential through multi-year crediting options and strong participation rates.
The Aspida Synergy Choice Bonus Fixed Indexed Annuity offers premium growth, principal protection, and guaranteed lifetime income options—making it a flexible and powerful tool for long-term retirement planning.
The EquiTrust MarketTen Bonus Index Annuity offers a 6% premium bonus, downside protection, and the potential for guaranteed lifetime income—designed to meet the evolving needs of today’s retirement savers.
The Delaware Life PrimeStart Bonus 10 Annuity delivers a powerful combination of market-linked growth, principal protection, a 10% premium bonus, and an exclusive rate lock feature—all designed for long-term financial strength.
The Standard Insurance Multi-Choice Annuity combines guaranteed interest, flexible withdrawals, and income-ready features—making it an ideal option for savers who want both predictability and access.
The Standard Insurance Focused Growth Annuity delivers stable, tax-deferred returns with built-in interest access and flexible term options—ideal for conservative savers seeking predictability and control.
With guaranteed rates, tax-deferred growth, and the ability to access interest without penalty, the North American Guarantee Plus MYGA offers both stability and flexibility for long-term savers.
With guaranteed multi-year rates, liquidity options, and a first-year interest boost, the Integrity Life MultiVantage Fixed Annuity offers dependable growth and flexibility for secure retirement planning.
The Knighthead Life Staysail Multi-Year Guaranteed Annuity offers guaranteed interest, flexible terms, and competitive high-band rates—making it a reliable solution for stable, tax-deferred growth.
The Aspida Synergy Choice MYGA provides fixed growth, built-in withdrawal flexibility, and strong financial backing—making it a practical choice for conservative savers who value stability and control.
For savers who value stability over speculation, the Guaranty Rate Lock MYGA delivers guaranteed interest rates, principal protection, and flexible term lengths—all without the noise of the market.
For those looking to capture market-linked growth while safeguarding their retirement savings, the Axonic Trailhead Fixed Indexed Annuity delivers flexibility, protection, and multiple term options tailored to your financial timeline.
The Clear Spring Life ViStar Annuity offers market-linked growth, principal protection, and penalty-free access—ideal for secure retirement planning.
The Guaranty Growth Plus Annuity offers market participation, downside protection, and guaranteed lifetime income—ideal for long-term retirement security.
The Palladium MYG Annuity from American National offers guaranteed interest, tax-deferred growth, and flexible access options for secure retirement planning.
The Athene MaxRate MYGA delivers guaranteed fixed interest, penalty-free access, and dependable retirement growth with multi-year term options.
The Americo Growth Commander Annuity offers market participation with principal protection, flexible liquidity, and guaranteed income features.
The GBU Life Asset Guard MYGA delivers guaranteed interest, early access to funds, and flexible terms to support a secure retirement strategy.
The Oxford Life Select Series Annuity combines market-linked growth, lifetime income, and strong protection features for a secure retirement plan.
The Royal Neighbors Multi-Year Guarantee Annuity offers fixed interest, tax-deferred growth, and emergency access benefits to support secure retirement planning.
The Heartland National Secure Rate MYGA offers guaranteed interest, low minimums, and flexible access—ideal for safe, long-term retirement growth.
The SBLI ECAccumulate Fixed Annuity offers guaranteed growth, penalty-free access, and conversion options for lasting retirement income.
The Fidelity & Guaranty Life Performance Pro Fixed Indexed Annuity offers market-linked growth, guaranteed income, and enhanced features for long-term retirement security.
The EquiTrust Certainty Select MYGA offers fixed interest, tax-deferred growth, and customizable term options to meet your retirement needs.
The Wichita National Life Security 5 Multi-Year Guarantee Annuity provides fixed returns, flexible payout options, and reliable protection from market volatility.
Even if you’ve been denied before, impaired risk disability insurance could still offer the protection you need.
The Americo Ultimate One Index 7 Fixed Indexed Annuity offers secure growth, income flexibility, and protection against market downturns—ideal for building long-term retirement stability.
The EquiTrust MarketValue Index Fixed Indexed Annuity offers strong growth potential, principal protection, and guaranteed income options—making it a compelling solution for long-term retirement planning.
The Global Atlantic ForeAccumulation II Annuity offers market-linked growth with no downside risk, a guaranteed legacy benefit, and flexible access to funds—ideal for those looking to grow and protect retirement savings.
The F&G 1-2-3 Annuity offers customizable lifetime income, tax-deferred growth, and market participation with full downside protection—making it a compelling retirement planning tool for those seeking long-term security.
The Delaware Life Momentum Growth Annuity offers market-linked returns, customizable risk control through VersaGain, and complete principal protection—making it a strong choice for retirement security.
The Symetra Select Pro Fixed Deferred Annuity offers guaranteed multi-year interest rates, up to 15% annual liquidity, and strong death benefit protection for safe and stable retirement growth.
The Oxford Life Multi-Select Fixed Annuity offers guaranteed interest rates, flexible term lengths, and penalty-free access to funds, making it a smart option for stable retirement growth.
The North American Guaranteed Allocation 10 offers fixed credited rates, flexible allocation strategies, and penalty-free withdrawals for predictable retirement growth with protection.
Burial insurance offers peace of mind by covering funeral and final expenses, ensuring loved ones aren’t left with a financial burden.
Both MYGAs and CDs offer safe, fixed interest—but only one provides tax-deferred growth and long-term planning flexibility.
Traditional pensions may be disappearing, but annuities offer a secure and guaranteed income stream that today’s retirees can count on.
The F&G Guarantee-Platinum Annuity offers 3, 5, or 7-year fixed interest options, penalty-free interest withdrawals, and strong protection for secure retirement growth.
The SecureFore 5 Annuity from Global Atlantic offers 5 years of fixed interest, principal protection, and flexible withdrawal options—ideal for secure retirement planning.
The RetireMax Secure MYGA from National Life Group offers guaranteed interest, penalty-free access, and flexible renewal options—making it a smart choice for stable retirement income.
The Symetra Select Max Fixed Deferred Annuity offers guaranteed interest, penalty-free interest withdrawals, and flexible renewal options—making it an excellent choice for those seeking stability and protection in retirement.
The Reliance Standard Reliance Guarantee 5 Fixed Annuity offers guaranteed interest, penalty-free access to funds, and flexible liquidity options—making it an ideal choice for retirement savers seeking predictable growth and financial security.
The Nassau MYAnnuity 5X/7X offers guaranteed interest rates, flexible withdrawal options, and long-term stability for retirement planning.
The Delaware Life Pinnacle Plus Multi-Year Guaranteed Annuity, issued by Delaware Life Insurance Company, provides a reliable and low-risk option for individuals seeking secure, predictable performance without market exposure.
The Clear Spring Life Preserve MYGA offers fixed growth, principal protection, and flexible liquidity options—perfect for retirees seeking reliable performance.
With an 8% premium bonus and flexible growth options, the MarketForce Bonus Index Annuity helps protect your future while offering meaningful upside in retirement.
The Oceanview Harbourview annuity offers strong index participation, zero downside risk, and income flexibility—ideal for retirement savers seeking market growth with guarantees.
The Lincoln OptiBlend annuity offers strong index-linked growth potential and full principal protection—ideal for those who want retirement growth without the risk of loss.
The North American VersaChoice 10 annuity offers flexible liquidity, innovative crediting strategies, and powerful protection features—perfect for clients who want market participation without market losses.
The F&G Flex Accumulator offers diversified index strategies, downside protection, and enhanced benefits—perfect for those seeking market-based growth with security and flexibility.
The Sagicor Milestone Max MYGA provides stable growth, liquidity, and retirement security—perfect for those seeking predictable, fixed returns.
The Protective Asset Builder II FIA delivers market-linked accumulation, principal protection, and income flexibility—ideal for individuals seeking secure retirement growth.
The EquiTrust MarketPower Bonus annuity offers a 10% premium bonus, powerful income growth options, and index-linked crediting—ideal for retirement savers who want protection and upside potential.
The SILAC Vega Bonus Fixed Indexed Annuity delivers flexible accumulation, up to a 50% benefit bonus, and lifetime income options—making it a smart choice for individuals seeking growth and protection.
The Americo Platinum Assure MYGA offers guaranteed interest, flexible access, and principal protection—ideal for retirement savers seeking predictable, penalty-free growth.
The Oceanview Harbourview MYGA offers fixed interest rates, multiple term lengths, and flexible withdrawal features—making it a smart solution for secure retirement accumulation.
The NWL Impact 10 annuity offers a 7% premium bonus, flexible crediting strategies, and multiple income options—ideal for building retirement income with long-term protection.
The GILICO WealthChoice annuity offers bonus potential, lifetime income riders, and return of premium features—ideal for clients seeking protection, growth, and flexibility.
The EquiTrust MarketFive annuity delivers 5-year growth potential, downside protection, and guaranteed minimums—ideal for those seeking short-term retirement security.
The Ameritas ApexAdvantage annuity delivers lifetime income, growth potential, and return of premium protection—making it a strong fit for retirement-focused investors.
The NWL Impact 10 annuity delivers a 7% premium bonus, flexible income options, and principal protection—making it a strong choice for retirement-focused investors.
The GILICO WealthChoice annuity offers premium bonuses, lifetime income riders, and return of premium protection—delivering long-term growth, income, and flexibility.
The F&G Prosperity Elite annuity offers an 18% income base bonus, a 10% roll-up, and health-based income multipliers—making it a standout choice for guaranteed lifetime income.
The EquiTrust MarketFive annuity provides a 5-year term, principal protection, and market-based strategies—ideal for those seeking short-term growth with guaranteed security.
The Ameritas ApexAdvantage annuity combines powerful index strategies, income protection riders, and legacy benefits—making it a strong choice for secure, flexible retirement planning.
The Delaware Life Momentum Growth Plus annuity offers a 13% premium bonus, index-linked strategies, and the VersaGain feature—empowering you to control and protect your retirement growth.
The MNL IndexBuilder 10 from Midland National offers up to a 17% bonus, multiple index strategies, and flexible income options—ideal for those seeking long-term retirement security.
The Revol One DirectGrowth MYGA offers guaranteed interest, principal protection, and flexible features—making it an excellent choice for secure retirement accumulation.
The Keystone Index 10 from The Standard offers reliable growth, S&P 500 index options, and flexible access—making it a strong choice for retirees seeking both security and upside.
The Delaware Life DualTrack Income annuity gives retirees a unique way to grow future income—combining a 9% guaranteed roll-up with a performance-based track that locks in the higher value.
The Ibexis FIA Plus annuity offers accumulation-focused investors annual lock-in features, flexible risk exposure, and access to high-performing indexes—all with market protection built in.
The Zenith Income 10 from National Life Group offers powerful lifetime income guarantees, flexible bonus options, and protection from market risk—all from a carrier known for over 175 years of financial strength.
The AccumulatorPlus FIA from Fidelity & Guaranty Life (F&G) combines indexed growth options, no downside risk, penalty-free access for health events, and a secure legacy death benefit—all in a flexible and transparent structure.
The Denali FIA offers tiered indexed crediting strategies, principal protection, lifetime withdrawals, and built‑in health event benefits—without annual fees or rider charges.
The Income Driver 10 FIA from National Life Group offers lifetime income options, a death-benefit bonus, and principal protection—ideal for those seeking predictable, growing retirement income.
The NAC Control.X Fixed Indexed Annuity offers strong accumulation potential, innovative growth strategies, and protection from market downturns—all backed by North American, one of the most trusted carriers in the industry.
The GBU Future Flex FIA offers a range of index crediting methods, flexible terms, and guaranteed capital protection—ideal for investors seeking tailored growth without downside risk.
The Americo Ultimate One Index 9 FIA offers market-linked growth using the S&P 500 Index, a simple term structure, and strong guarantees—ideal for cautious growth seekers.
The Delaware Life Retirement Stages Select FIA offers tiered indexed crediting strategies and structured guarantees—blending flexibility, growth, and certainty for your retirement timeline.
The Midland National RetireVantage FIA offers flexible index strategies and growth potential with guaranteed downside protection—perfect for conservative and growth-focused savers alike.
The Integrity Life Indextra FIA offers tailored index-linked crediting strategies, principal protection, and flexible growth—perfect for balanced retirement planning.
The Standard Index Select Annuity offers structured growth across 5-, 7‑, or 10‑year terms—using multiple index strategies while protecting your principal.
The Reliance Standard Secure Growth & Income Annuity delivers fixed interest accumulation alongside an optional income rider—ideal for those seeking reliability and retirement income.
The EquiTrust MarketSeven FIA offers flexible index strategies, optional income features, and dependable principal protection.
The Midland Accelerate 5 FIA offers accelerated growth credits alongside multiple crediting strategies—ideal for those looking to speed up savings.
The Global Atlantic ForeAccumulation II FIA delivers market-indexed growth tied to upside performance—without risking your principal.
The EquiTrust MarketMax Index Annuity offers the potential for market-linked growth while protecting your principal—ideal for conservative investors looking for balance.
The SILAC Teton Series FIA delivers market-linked growth, a strong premium bonus, and downside protection—combined with flexible liquidity options and health benefits.
The GBU Asset Guard Fixed Index Annuity offers market-linked growth with principal protection, giving you tax-deferred gains and the security of downside floor.
The GBU Defined Benefit Annuity offers a simplified, structured approach to retirement savings—locking in a fixed outcome and guided step-by-step toward a guaranteed income goal.
Both offer principal protection—but the way they grow your money is very different. Here’s what you need to know before choosing.
If you run your own business or work as a freelancer, you may wonder if disability insurance is even an option. Good news: it is—and you probably need it more than you think.
Life changes fast—and your life insurance should keep up. Here are the key indicators that it’s time for a policy checkup.
Think you have to take on market risk to grow your money? Think again. Fixed annuities can outperform when safety matters most.
Most people think disability insurance is for older workers. The truth? Your earning power is at its peak risk when you’re young.
Delaying life insurance doesn’t just risk coverage—it can dramatically increase your premiums and reduce your options.
You’ve worked hard to build your career—but have you protected the one asset that makes it all possible? Your income.
Annuities are often misunderstood—but the truth is, many of the most common objections simply don’t hold up under scrutiny.
Traditional pensions may be gone, but that doesn’t mean guaranteed income has to be. Annuities can help you create your own private pension—and give you income for life.
Think annuities are only for old people or that you’ll lose your money when you die? Let’s bust the biggest myths once and for all.
For high-risk applicants or those no longer eligible for life insurance, annuities can provide financial protection, legacy benefits, and tax advantages—without medical underwriting.
Fixed annuities are gaining popularity, but before you lock in a rate, make sure you understand these key features and trade-offs.
Many retirees cancel their life insurance too soon—without realizing how powerful it can be as a legacy, tax, or income tool.
If you’ve ever wondered what an “annuity bonus” actually does, this guide breaks it down in plain English—so you can decide if it’s right for your retirement strategy.
Market-based retirement plans leave your future exposed. Here’s why a guaranteed income source like an annuity should be part of every retirement portfolio.
Life insurance can do more than replace income—it can preserve wealth, transfer assets tax-efficiently, and protect your legacy.
Fixed indexed annuities offer growth potential without the risk of market losses—an ideal combination for pre-retirees looking for stability and income.
Choosing the right life insurance policy can be the difference between financial chaos and long-term peace of mind for your family.
With interest rates still competitive, fixed annuities offer a reliable way to grow your retirement funds with zero exposure to market risk.
Upfront bonus annuities offer immediate value—and that could mean tens of thousands of dollars added to your retirement income plan on day one.
Hybrid long-term care insurance combines protection with flexibility—providing benefits even if care isn’t needed.
Claiming Social Security at the wrong time can cost you thousands—get expert guidance and avoid costly mistakes.
Fixed annuities offer stability in uncertain times—providing guaranteed growth and peace of mind for retirement savers.
Ignoring annuities could leave your retirement vulnerable to market volatility, inflation, and longevity risk.
Bonus annuities offer upfront incentives, but do they make sense for your retirement strategy?
Not all annuities are created equal—especially when it comes to your retirement timeline.
Being declined for life insurance isn’t the end—it’s a signal to explore high-risk or specialty carriers.
It’s not too late to secure long-term care coverage, but your age, health, and strategy matter more than ever.
Fixed annuities offer stability and guaranteed returns, yet many retirees overlook them in favor of riskier strategies.
Special Needs Life Insurance helps families plan for the long-term care and financial security of a loved one with a disability.
Understanding the difference between annuitization and income riders is key to building predictable retirement income.
High interest rates can make fixed annuities more attractive—but timing and contract selection are key.
A lifetime income rider can turn your annuity into a guaranteed income stream you can’t outlive—without giving up control of your assets.
MYGAs offer guaranteed interest, tax-deferred growth, and zero market exposure—making them a favorite for conservative retirees.
A 1035 exchange lets you move from one annuity to another—tax-deferred—when your financial needs change.
Fixed indexed annuities offer protection, growth potential, and the option for guaranteed income.
Even if you’re single and child-free, life insurance can still serve important financial purposes.
The age you claim Social Security can impact your lifetime benefits by tens of thousands of dollars.
Understanding Medicare before you enroll can help you avoid costly gaps and coverage mistakes.
Accidental death insurance offers affordable protection for unexpected tragedies—and peace of mind for your family.
Roth conversions paired with annuities can help you create tax-free income and reduce your RMD exposure in retirement.
Laddering fixed annuities creates predictable income while maintaining access to your savings over time.
Avoiding these mistakes can save you thousands—and help ensure your family is truly protected.
Fixed indexed annuities offer the potential for growth linked to the market—without risking your principal.
MYGAs offer guaranteed rates with no market exposure—making them ideal for conservative investors.
Many retirees think they no longer need life insurance—but that’s not always true.
A properly funded buy-sell agreement can save your business if a partner or owner dies unexpectedly.
Short-term medical insurance offers fast, affordable protection when you’re between major plans.
If your business would struggle to survive the loss of one person—you need key person life insurance.
With care costs rising, many families wonder if LTC insurance is still a smart investment.
Bonus annuities can give your retirement savings a powerful head start—if used wisely.
Not all agents have your best interest in mind—here’s what to watch out for.
You can use permanent life insurance to save for college—without hurting your financial aid eligibility.
Not all life insurance is created equal—here’s how term life and accidental death policies differ.
Accidental death insurance provides low-cost protection when the unexpected happens.
Burial insurance provides peace of mind and financial relief during one of life’s most difficult moments.
Fixed annuities offer safe, predictable growth when markets are uncertain.